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BANC ONE MORTGAGE CORPORATION
Independent Mortgage Company|ORANGE, CA|Multi-Region
Loans Originated
141
Applications
167
Volume
$75 million
Offers loans directly to consumers
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Pullthrough Rate
84.4%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
Report Card
BANC ONE MORTGAGE CORPORATION performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | N/A | No data available | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Acceptable | Near industry average | |
FHA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Acceptable | Near industry average | |
Refinance | Acceptable | Near industry average | |
Places Geographic coverage | Sound | Multi-Regional · 3 metro areas · 7 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$533,156
Average Borrower Income
$18,482
Average Property Value
$676,418
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Acceptable | Acceptable | N/A | Sound | 88 | 62.4% | — | — |
FHA Loans | Strong | Sound | N/A | Exceptional | 50 | 35.5% | — | — |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Acceptable | N/A | Strong | 125 | 88.7% | — | — |
Refinance | Acceptable | Acceptable | N/A | Sound | 16 | 11.3% | — | — |
Geographic Coverage
Metro Areas
3
States Served
7
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
AZCAFLMDNJTXWA
Top Metro Areas by Place Specialization Score
1
Riverside, CAMSA
Volume: 68Mix: 48.23%
Place Specialization
Strong
2
Anaheim, CAMSA
Volume: 18Mix: 12.77%
Place Specialization
Sound
3
Los Angeles, CAMSA
Volume: 22Mix: 15.60%
Place Specialization
Sound
Top States by Place Specialization Score
1
CAState
Volume: 120Mix: 85.11%
Place Specialization
Strong
2
TXState
Volume: 13Mix: 9.22%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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