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Banterra Bank

Bank•Marion, ILHQ•Direct•Reviews near you on Google

Banterra Bank has 129 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pull-through
Acceptable
2/5
closing strength
Product
Sound
3/5
Conventional · Jumbo
Place
Sound
3/5
Multi-Region · 3 mkts

Safe Rate Summary

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Banterra Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
No peer data
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
Jumbo
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 4 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing—
Pull Through
Sound
Volume110
Mix85.3%
Spread—
Fees—
Jumbo Loans
Overall
Acceptable
Product
Sound
Pricing—
Pull Through
Acceptable
Volume19
Mix14.7%
Spread—
Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing—
Pull Through
Acceptable
Volume111
Mix86.0%
Spread—
Fees—
Refinance
Overall
Acceptable
Product
Acceptable
Pricing—
Pull Through
Acceptable
Volume18
Mix14.0%
Spread—
Fees—

At a Glance

Lender Overview

Lending Activity
Loans Originated
129
Applications
266
Volume
$54 million
Pricing & Closing
Pullthrough Rate
48.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$421,124
Avg Borrower Income
$219,744
Avg Property Value
$551,047

Geographic Coverage

Geographic Performance

Metro Areas
3
markets with activity
States Served
8
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

8
8 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Midwest3
ILINMO
South3
FLKYTN
West2
AZUT

Top Metro Areas by Place Specialization Score

1© Kbh3rd · CC BY 4.0
Cape Girardeau, MO, MO-ILMetro
Volume 20Mix 15.50% of portfolio
62/100
Strong
2© Myotus · CC BY-SA 4.0
Evansville, INMetro
Volume 12Mix 9.30% of portfolio
48/100
Sound
3© DPPed · CC BY-SA 3.0
Phoenix, AZMetro
Volume 12Mix 9.30% of portfolio
45/100
Sound

Top States by Place Specialization Score

Illinois
Illinois
1
IllinoisState
Volume 53Mix 41.09% of portfolio
61/100
Strong
Missouri
Missouri
2
MissouriState
Volume 22Mix 17.05% of portfolio
51/100
Sound
Utah
Utah
3
UtahState
Volume 16Mix 12.40% of portfolio
49/100
Sound
Arizona
Arizona
4
ArizonaState
Volume 14Mix 10.85% of portfolio
46/100
Sound
Indiana
Indiana
5
IndianaState
Volume 13Mix 10.08% of portfolio
44/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.