What loan types does Bellwether Community Credit Union offer?

Bellwether Community Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Bellwether Community Credit Union offer mortgages?

Bellwether Community Credit Union offers mortgages in 3 states: MA, ME, NH.

How competitive are Bellwether Community Credit Union's mortgage rates?

Bellwether Community Credit Union has an overall pricing score of 51.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Bellwether Community Credit Union?

Bellwether Community Credit Union is a Credit Union headquartered in Manchester, NH.

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Bellwether Community Credit Union

Credit Union•Manchester, NHHQ•Direct•Reviews near you on Google

Bellwether Community Credit Union has 39 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Bellwether Community Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+19.7 bps above market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Sound	Sound	38	97.4%	+0.196%Above	$2,299Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Sound

Volume38

Mix97.4%

Spread

+0.196%Above

Fees

$2,299Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Sound	Acceptable	25	64.1%	+0.230%Above	$2,292Fees
Refinance	Acceptable	Acceptable	—	Sound	14	35.9%	+0.140%Above	$2,209Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume25

Mix64.1%

Spread

+0.230%Above

Fees

$2,292Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Sound

Volume14

Mix35.9%

Spread

+0.140%Above

Fees

$2,209Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$12 million

Pricing & Closing

Avg Rate Spread

+0.197%

vs. market APOR

Avg Net Fees

$2,262

Origination − Credits

Pullthrough Rate

69.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$329,872

Avg Borrower Income

$141,385

Avg Property Value

$520,641

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast3

MEMANH

Top Metro Areas by Place Specialization Score

Manchester, NHMetro

Volume 17Mix 43.59% of portfolio

61/100

Strong

Top States by Place Specialization Score

New HampshireState

Volume 37Mix 94.87% of portfolio

67/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.