What loan types does BIRMINGHAM-BLOOMFIELD Credit Union offer?

BIRMINGHAM-BLOOMFIELD Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does BIRMINGHAM-BLOOMFIELD Credit Union offer mortgages?

BIRMINGHAM-BLOOMFIELD Credit Union offers mortgages in 1 states: MI.

What type of lender is BIRMINGHAM-BLOOMFIELD Credit Union?

BIRMINGHAM-BLOOMFIELD Credit Union is a Credit Union headquartered in Birmingham, MI.

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BIRMINGHAM-BLOOMFIELD Credit Union

Credit Union•Birmingham, MIHQ•Direct•Reviews near you on Google

BIRMINGHAM-BLOOMFIELD Credit Union has 23 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Mediocre

1/5

Conventional

Place

Sound

3/5

Single State · 1 mkts

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Report Card

BIRMINGHAM-BLOOMFIELD Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Mediocre

Bottom 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Mediocre

Bottom 20% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Mediocre	—	Acceptable	23	100.0%	—	—

Conventional

Overall

Acceptable

Product

Mediocre

Pricing—

Pull Through

Acceptable

Volume23

Mix100.0%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Mediocre	Mediocre	—	—	10	43.5%	—	—
Refinance	Acceptable	Acceptable	—	—	13	56.5%	—	—

Purchase

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through—

Volume10

Mix43.5%

Spread—

Fees—

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through—

Volume13

Mix56.5%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$3 million

Pricing & Closing

Pullthrough Rate

74.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$148,478

Avg Borrower Income

$88,391

Avg Property Value

$285,870

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Midwest1

Top Metro Areas by Place Specialization Score

Warren, MIMetro

Volume 15Mix 65.22% of portfolio

55/100

Sound

Top States by Place Specialization Score

MichiganState

Volume 23Mix 100.00% of portfolio

57/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.