C

Castle & Cooke Mortgage, LLC

Independent Mortgage CompanyWILMINGTON, DEDirect to Consumer

We analyzed every closed loan from Castle Cooke Mortgage 965 loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing
Mediocre
vs. all lenders
Pull Through
Sound
closing strength
Products
Exceptional
FHA · Conventional · VA · USDA
Place
Sound
Near-National · 11 mkts

Shopping for a Mortgage?

Save Castle Cooke Mortgage or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • Particularly strong in FHA and VA and USDA loans
  • Nationwide availability with consistent service

Things to Think About

  • Pricing may be below industry average
  • Higher than average fees ($4,689)

Explore another lender or local market

Report Card

Castle & Cooke Mortgage, LLC performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
Below peers
+45.3 bps above market avg
Pull Through
Closing strength
Sound
Industry Standard
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
VA
Strong
Highly Competitive
Top 40% of lenders
USDA
Exceptional
Market Leader
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Highly Competitive
Top 40% of lenders
Refinance
Strong
Highly Competitive
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Near-National12 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Sound
Mediocre
Acceptable
49951.7%
+0.437%Above
$4,528Fees
FHA Loans
Sound
Strong
Mediocre
Strong
33234.4%
+0.620%Above
$5,110Fees
VA Loans
Sound
Strong
Mediocre
Strong
909.3%
-0.220%Below
$4,372Fees
USDA Loans
Strong
Exceptional
Strong
353.6%
+0.906%Above
$2,849Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Acceptable
Strong
Mediocre
Sound
81584.5%
+0.476%Above
$4,722Fees
Refinance
Sound
Strong
Acceptable
Acceptable
15015.5%
+0.350%Above
$4,540Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
965
Applications
1,569
Volume
$335 million
Pricing & Closing
Avg Rate Spread
+0.453%
vs. market APOR
Avg Net Fees
$4,689
Origination − Credits
Pullthrough Rate
61.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$347,756
Avg Borrower Income
$127,756
Avg Property Value
$431,238

Geographic Coverage

Geographic Performance

Metro Areas
11
States Served
28
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

AZCACOFLHIIAIDILINKSMNMONCNENMNVOHOKORPASCSDTNTXUTVAWAWI

Top Metro Areas by Place Specialization Score

1
Las Vegas, NVMSA
Volume: 156Mix: 16.17%of portfolio
Place
Strong
2
Ogden, UT, UTMSA
Volume: 78Mix: 8.08%of portfolio
Place
Strong
3
Nashville, TNMSA
Volume: 69Mix: 7.15%of portfolio
Place
Strong
4
Omaha, NE, NE-IAMSA
Volume: 58Mix: 6.01%of portfolio
Place
Strong
5
Salt Lake City, UTMSA
Volume: 43Mix: 4.46%of portfolio
Place
Sound
6
Denver, COMSA
Volume: 57Mix: 5.91%of portfolio
Place
Sound
7
Phoenix, AZMSA
Volume: 56Mix: 5.80%of portfolio
Place
Sound
8
Boise City, ID, IDMSA
Volume: 37Mix: 3.83%of portfolio
Place
Sound
9
Bakersfield, CAMSA
Volume: 22Mix: 2.28%of portfolio
Place
Sound
10
Provo, UTMSA
Volume: 21Mix: 2.18%of portfolio
Place
Sound
Showing 10 of 11 metro areas

Top States by Place Specialization Score

1
NVState
Volume: 160Mix: 16.58%of portfolio
Place
Strong
2
NEState
Volume: 138Mix: 14.30%of portfolio
Place
Strong
3
UTState
Volume: 168Mix: 17.41%of portfolio
Place
Strong
4
TNState
Volume: 81Mix: 8.39%of portfolio
Place
Strong
5
AZState
Volume: 66Mix: 6.84%of portfolio
Place
Sound
6
COState
Volume: 64Mix: 6.63%of portfolio
Place
Sound
7
IDState
Volume: 53Mix: 5.49%of portfolio
Place
Sound
8
IAState
Volume: 52Mix: 5.39%of portfolio
Place
Sound
9
CAState
Volume: 64Mix: 6.63%of portfolio
Place
Sound
10
HIState
Volume: 16Mix: 1.66%of portfolio
Place
Sound
Showing 10 of 12 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Castle & Cooke Mortgage, LLC?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.