What loan types does CBI Bank & Trust offer?

CBI Bank & Trust offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does CBI Bank & Trust offer mortgages?

CBI Bank & Trust offers mortgages in 8 states: FL, IA, IL, IN, MI, NE, SC, WI.

How competitive are CBI Bank & Trust's mortgage rates?

CBI Bank & Trust has an overall pricing score of 41.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is CBI Bank & Trust?

CBI Bank & Trust is a Bank headquartered in Muscatine, IA.

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CBI Bank & Trust

Bank•Muscatine, IAHQ•Direct•Reviews near you on Google

CBI Bank & Trust has 302 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Multi-Region · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

CBI Bank & Trust performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+42.4 bps above market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

299 loans · 0.43% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

242 loans · 0.42% above market

Sound

Top 60% of lenders

3/5

Refinance

60 loans · 0.47% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 4 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Strong	299	99.0%	+0.428%Above	$1,041Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume299

Mix99.0%

Spread

+0.428%Above

Fees

$1,041Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Strong	242	80.1%	+0.416%Above	$1,060Fees
Refinance	Sound	Sound	Mediocre	Strong	60	19.9%	+0.467%Above	$892Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume242

Mix80.1%

Spread

+0.416%Above

Fees

$1,060Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Mediocre

Pull Through

Strong

Volume60

Mix19.9%

Spread

+0.467%Above

Fees

$892Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

302

Applications

366

Volume

$59 million

Pricing & Closing

Avg Rate Spread

+0.424%

vs. market APOR

Avg Net Fees

$1,033

Origination − Credits

Pullthrough Rate

82.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$196,788

Avg Borrower Income

$121,556

Avg Property Value

$271,987

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

8Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest6

IAILINMINEWI

South2

FLSC

Top Metro Areas by Place Specialization Score

Davenport, IA-ILMetro

Volume 86Mix 28.48% of portfolio

76/100

Strong

Peoria, ILMetro

Volume 29Mix 9.60% of portfolio

58/100

Sound

Iowa City, IAMetro

Volume 21Mix 6.95% of portfolio

55/100

Sound

Top States by Place Specialization Score

IllinoisState

Volume 170Mix 56.29% of portfolio

72/100

Strong

IowaState

Volume 118Mix 39.07% of portfolio

68/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.