What loan types does CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION offer?

CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

What type of lender is CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION?

CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION is a Independent Mortgage Company headquartered in LEXINGTON, KY.

Unclaimed

Central Kentucky Agricultural Credit Association

Q: Where does CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION offer mortgages?

CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION offers mortgages in 1 states: KY.

Independent Mortgage Company•LEXINGTON, KY•Direct to Consumer

Central Kentucky Agricultural Credit Association has 19 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pull Through

Sound

closing strength

Products

Mediocre

Conventional

Place

Active

Single State

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Report Card

Central Kentucky Agricultural Credit Association performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	N/A	No peer data
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Mediocre	Below peers Bottom 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Mediocre	Below peers Bottom 20% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Acceptable	Near industry average Bottom 40% of lenders Single State1 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Mediocre	Mediocre	—	Acceptable	19	100.0%	+0.759%Above	$2,504Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Mediocre	Mediocre	—	—	13	68.4%	+0.662%Above	$2,463Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$3 million

Typical Borrower

Avg Loan Amount

$208,684

Avg Borrower Income

$124,053

Avg Property Value

$351,842

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

N/A

States with Loan Originations

Top States by Place Specialization Score

KYState

Volume: 19Mix: 100.00%of portfolio

Place

Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.