What loan types does Century Next Bank offer?

Century Next Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Century Next Bank offer mortgages?

Century Next Bank offers mortgages in 3 states: AR, FL, LA.

How competitive are Century Next Bank's mortgage rates?

Century Next Bank has an overall pricing score of 26.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Century Next Bank?

Century Next Bank is a Bank headquartered in Ruston, LA.

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Century Next Bank

Bank•Ruston, LAHQ•Direct•Reviews near you on Google

Century Next Bank has 70 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Sound

3/5

Regional · 1 mkts

Summary

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Century Next Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+23.7 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Acceptable	Strong	61	87.1%	+0.264%Above	$2,958Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Strong

Volume61

Mix87.1%

Spread

+0.264%Above

Fees

$2,958Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Acceptable	Strong	46	65.7%	+0.149%Above	$3,191Fees
Refinance	Acceptable	Acceptable	Mediocre	Strong	24	34.3%	+0.398%Above	$2,515Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Acceptable

Pull Through

Strong

Volume46

Mix65.7%

Spread

+0.149%Above

Fees

$3,191Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Strong

Volume24

Mix34.3%

Spread

+0.398%Above

Fees

$2,515Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$15 million

Pricing & Closing

Avg Rate Spread

+0.237%

vs. market APOR

Avg Net Fees

$2,952

Origination − Credits

Pullthrough Rate

87.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$225,714

Avg Borrower Income

$114,986

Avg Property Value

$308,857

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

South3

ARFLLA

Top Metro Areas by Place Specialization Score

Monroe, LAMetro

Volume 15Mix 21.43% of portfolio

55/100

Sound

Top States by Place Specialization Score

LouisianaState

Volume 57Mix 81.43% of portfolio

65/100

Strong

ArkansasState

Volume 12Mix 17.14% of portfolio

47/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.