What loan types does C&F Select offer?

C&F Select offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does C&F Select offer mortgages?

C&F Select offers mortgages in 1 states: VA.

How competitive are C&F Select's mortgage rates?

C&F Select has an overall pricing score of 32.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is C&F Select?

C&F Select is a Independent Mortgage Company headquartered in WEST POINT, VA.

Unclaimed

C&F Select

Independent Mortgage Company•West Point, VAHQ•Direct•Reviews near you on Google

C&F Select has 73 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Strong

4/5

Single State · 1 mkts

Summary

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

C&F Select performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+47.1 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

FHA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Sound	Sound	54	74.0%	+0.337%Above	$1,839Fees
FHA Loans	Sound	Sound	—	—	16	21.9%	+0.996%Above	$4,458Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Sound

Pull Through

Sound

Volume54

Mix74.0%

Spread

+0.337%Above

Fees

$1,839Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume16

Mix21.9%

Spread

+0.996%Above

Fees

$4,458Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Acceptable	Sound	72	98.6%	+0.471%Above	$2,481Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Acceptable

Pull Through

Sound

Volume72

Mix98.6%

Spread

+0.471%Above

Fees

$2,481Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$27 million

Pricing & Closing

Avg Rate Spread

+0.471%

vs. market APOR

Avg Net Fees

$2,481

Origination − Credits

Pullthrough Rate

83.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$374,315

Avg Borrower Income

$167,644

Avg Property Value

$470,479

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

South1

Top Metro Areas by Place Specialization Score

Richmond, VAMetro

Volume 69Mix 94.52% of portfolio

75/100

Strong

Top States by Place Specialization Score

VirginiaState

Volume 73Mix 100.00% of portfolio

69/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.