Looking for a different lender?
C
CLARK COUNTY CREDIT UNION
Credit Union|LAS VEGAS, NV|Single State
Loans Originated
116
Applications
194
Volume
$38 million
Offers loans directly to consumers
Overall Pricing
Strong
Overall Pull Through
Sound
Pricing and Pullthrough Overview
Average Rate Spread
+0.037%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,754
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
59.8%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Competitive pricing compared to the market
Report Card
CLARK COUNTY CREDIT UNION performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Strong | Highly Competitive | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Acceptable | Near industry average | |
FHA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Acceptable | Near industry average | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Strong | Single State · 1 metro areas · 1 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$329,397
Average Borrower Income
$107,276
Average Property Value
$451,638
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Acceptable | Strong | Acceptable | 85 | 73.3% | +0.019% | $2,387 |
FHA Loans | Sound | Sound | Strong | Sound | 29 | 25.0% | +0.156% | $3,651 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Acceptable | Strong | Acceptable | 79 | 68.1% | +0.015% | $2,767 |
Refinance | Sound | Sound | Strong | Sound | 37 | 31.9% | +0.078% | $2,729 |
Geographic Coverage
Metro Areas
1
States Served
1
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
NV
Top Metro Areas by Place Specialization Score
1
Las Vegas, NVMSA
Volume: 114Mix: 98.28%
Place Specialization
Strong
Top States by Place Specialization Score
1
NVState
Volume: 116Mix: 100.00%
Place Specialization
Strong
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare CLARK COUNTY CREDIT UNION with other lenders or get personalized recommendations.