What loan types does Click n' Close offer?

Click n' Close offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Click n' Close offer mortgages?

Click n' Close is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Click n' Close's mortgage rates?

Click n' Close has an overall pricing score of 1.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Click n' Close?

Click n' Close is a Independent Mortgage Company headquartered in ROCKY RIVER, OH.

Unclaimed

Click n' Close

Independent Mortgage Company•Rocky River, OHHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Click n' Close — 6.8k loans across 12k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Sound

3/5

National · 49 mkts

Summary

What They Do Well

Particularly strong in Conventional and FHA and VA and USDA loans
Nationwide availability with consistent service

Things to Think About

Rates typically 175 basis points above market average
Higher than average fees ($6,444)

Explore another lender or local market

Report Card

Click n' Close performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+175.3 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Exceptional

Top 5% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	—	Sound	2,136	31.4%	+1.792%Above	$6,369Fees
FHA Loans	Sound	Exceptional	Mediocre	Strong	3,812	56.0%	+1.754%Above	$6,592Fees
VA Loans	Strong	Strong	—	Sound	404	5.9%	—	—
Jumbo Loans	Acceptable	Sound	—	Acceptable	17	0.2%	—	—
USDA Loans	Strong	Exceptional	—	Sound	444	6.5%	+1.628%Above	$2,969Fees

Conventional

Overall

Strong

Product

Strong

Pricing—

Pull Through

Sound

Volume2,136

Mix31.4%

Spread

+1.792%Above

Fees

$6,369Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume3,812

Mix56.0%

Spread

+1.754%Above

Fees

$6,592Fees

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Sound

Volume404

Mix5.9%

Spread—

Fees—

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume17

Mix0.2%

Spread—

Fees—

USDA Loans

Overall

Strong

Product

Exceptional

Pricing—

Pull Through

Sound

Volume444

Mix6.5%

Spread

+1.628%Above

Fees

$2,969Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Mediocre	Sound	6,206	91.1%	+1.752%Above	$6,428Fees
Refinance	Sound	Strong	—	Acceptable	607	8.9%	+1.807%Above	$7,186Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Sound

Volume6,206

Mix91.1%

Spread

+1.752%Above

Fees

$6,428Fees

Refinance

Overall

Sound

Product

Strong

Pricing—

Pull Through

Acceptable

Volume607

Mix8.9%

Spread

+1.807%Above

Fees

$7,186Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

6,813

Applications

12,189

Volume

$2 billion

Pricing & Closing

Avg Rate Spread

+1.753%

vs. market APOR

Avg Net Fees

$6,444

Origination − Credits

Pullthrough Rate

55.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$297,387

Avg Borrower Income

$124,868

Avg Property Value

$349,914

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast7

CTMEMANJNYPARI

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South16

ALARDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Chris Rycroft from Madison, Wisconsin, United States · CC BY 2.0

Toledo, OHMetro

Volume 223Mix 3.27% of portfolio

86/100

Exceptional

2© David Daniel Turner · CC BY 4.0

Houston, TXMetro

Volume 697Mix 10.23% of portfolio

82/100

Exceptional

3© Interface Multimedia, Inc. · CC BY-SA 4.0

Tampa, FLMetro

Volume 291Mix 4.27% of portfolio

76/100

Strong

4© DPPed · CC BY-SA 3.0

Phoenix, AZMetro

Volume 360Mix 5.28% of portfolio

73/100

Strong

Kansas City, MO, MO-KSMetro

Volume 237Mix 3.48% of portfolio

71/100

Strong

Corpus Christi, TXMetro

Volume 83Mix 1.22% of portfolio

70/100

Strong

Hammond, LAMetro

Volume 46Mix 0.68% of portfolio

70/100

Strong

Charlotte, NC-SCMetro

Volume 155Mix 2.28% of portfolio

69/100

Strong

Wheeling, WV, WV-OHMetro

Volume 41Mix 0.60% of portfolio

68/100

Strong

St. Petersburg, FLMetro

Volume 81Mix 1.19% of portfolio

67/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

TexasState

Volume 1,284Mix 18.85% of portfolio

80/100

Strong

ArkansasState

Volume 429Mix 6.30% of portfolio

78/100

Strong

New MexicoState

Volume 262Mix 3.85% of portfolio

77/100

Strong

OhioState

Volume 534Mix 7.84% of portfolio

74/100

Strong

ArizonaState

Volume 410Mix 6.02% of portfolio

73/100

Strong

FloridaState

Volume 749Mix 10.99% of portfolio

73/100

Strong

KansasState

Volume 165Mix 2.42% of portfolio

72/100

Strong

MissouriState

Volume 359Mix 5.27% of portfolio

71/100

Strong

LouisianaState

Volume 235Mix 3.45% of portfolio

70/100

Strong

OklahomaState

Volume 186Mix 2.73% of portfolio

68/100

Strong

Showing 10 of 40 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Click n' Close?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.