C

Coast One Mortgage LLC

Independent Mortgage CompanyWILMINGTON, DEDirect to Consumer

Coast One Mortgage has 178 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Acceptable
vs. all lenders
Pull Through
Acceptable
closing strength
Products
Acceptable
FHA · Conventional
Place
Sound
Regional · 5 mkts

Shopping for a Mortgage?

Save Coast One Mortgage or ask our AI assistant to explore your options.

Safe Rate's Summary

Things to Think About

  • Rates typically 55 basis points above market average
  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Coast One Mortgage LLC performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
Near industry average
+54.7 bps above market avg
Pull Through
Closing strength
Acceptable
Near industry average
Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Near industry average
Bottom 40% of lenders
FHA
Acceptable
Near industry average
Bottom 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Regional6 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Acceptable
Acceptable
Acceptable
14682.0%
+0.562%Above
$3,180Fees
FHA Loans
Acceptable
Acceptable
Acceptable
2111.8%
+0.601%Above
$4,351Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Acceptable
Sound
Mediocre
Acceptable
16994.9%
+0.542%Above
$3,334Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
178
Applications
251
Volume
$45 million
Pricing & Closing
Avg Rate Spread
+0.547%
vs. market APOR
Avg Net Fees
$3,352
Origination − Credits
Pullthrough Rate
70.9%
Applications → Closed
Typical Borrower
Avg Loan Amount
$257,697
Avg Borrower Income
$128,303
Avg Property Value
$326,180

Geographic Coverage

Geographic Performance

Metro Areas
5
States Served
4
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

FLILMIOH

Top Metro Areas by Place Specialization Score

1
Cleveland, OH, OHMSA
Volume: 48Mix: 26.97%of portfolio
Place
Strong
2
Akron, OH, OHMSA
Volume: 16Mix: 8.99%of portfolio
Place
Sound
3
Punta Gorda, FL, FLMSA
Volume: 11Mix: 6.18%of portfolio
Place
Sound
4
Jacksonville, FL, FLMSA
Volume: 18Mix: 10.11%of portfolio
Place
Sound
5
Grand Rapids, MIMSA
Volume: 11Mix: 6.18%of portfolio
Place
Sound

Top States by Place Specialization Score

1
OHState
Volume: 79Mix: 44.38%of portfolio
Place
Strong
2
MIState
Volume: 45Mix: 25.28%of portfolio
Place
Sound
3
FLState
Volume: 49Mix: 27.53%of portfolio
Place
Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Coast One Mortgage LLC?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.