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COMMUNITY CREDIT UNION of FLORIDA
Credit Union|Rockledge, FL|Single State
Loans Originated
147
Applications
252
Volume
$55 million
Offers loans directly to consumers
Overall Pricing
Sound
Overall Pull Through
Sound
Pricing and Pullthrough Overview
Average Rate Spread
+0.046%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,457
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
58.3%
Percentage of applications that result in closed loans
Report Card
COMMUNITY CREDIT UNION of FLORIDA performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
Jumbo | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Exceptional | Single State · 1 metro areas · 1 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$374,796
Average Borrower Income
$199,381
Average Property Value
$515,000
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | Sound | Sound | 118 | 80.3% | +0.207% | $1,520 |
Jumbo Loans | Strong | Strong | N/A | N/A | 15 | 10.2% | -0.875% | $1,200 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Sound | Strong | Acceptable | 109 | 74.1% | +0.101% | $1,458 |
Refinance | Sound | Sound | Sound | Sound | 38 | 25.9% | -0.134% | $1,456 |
Geographic Coverage
Metro Areas
1
States Served
1
We count Washington DC as a state
Avg Place Specialization
Exceptional
States with Loan Originations
FL
Top Metro Areas by Place Specialization Score
1
Palm Bay, FLMSA
Volume: 131Mix: 89.12%
Place Specialization
Exceptional
Top States by Place Specialization Score
1
FLState
Volume: 147Mix: 100.00%
Place Specialization
Strong
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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