What loan types does Community National Bank offer?

Community National Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Community National Bank offer mortgages?

Community National Bank offers mortgages in 1 states: VT.

How competitive are Community National Bank's mortgage rates?

Community National Bank has an overall pricing score of 67.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Community National Bank?

Community National Bank is a Bank headquartered in Derby, VT.

Unclaimed

Community National Bank

Bank•Derby, VTHQ•Direct•Reviews near you on Google

Community National Bank has 95 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Active

Single State

Summary

What They Do Well

Offers rates 6.10 basis points below market average
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Community National Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 6.1 bps below market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	94	98.9%	-0.061%Below	$1,140Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume94

Mix98.9%

Spread

-0.061%Below

Fees

$1,140Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	71	74.7%	-0.095%Below	$1,215Fees
Refinance	Sound	Sound	—	Strong	24	25.3%	+0.059%Above	$878Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume71

Mix74.7%

Spread

-0.095%Below

Fees

$1,215Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume24

Mix25.3%

Spread

+0.059%Above

Fees

$878Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

131

Volume

$22 million

Pricing & Closing

Avg Rate Spread

-0.061%

vs. market APOR

Avg Net Fees

$1,140

Origination − Credits

Pullthrough Rate

72.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$240,368

Avg Borrower Income

$151,295

Avg Property Value

$380,895

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

Northeast1

Top States by Place Specialization Score

VermontState

Volume 95Mix 100.00% of portfolio

77/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Community National Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.