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CCU

Connections Credit Union

Credit UnionPocatello, IDHQDirectReviews near you on Google

Connections Credit Union has 74 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pull-through
Sound
3/5
closing strength
Product
Sound
3/5
Conventional
Place
Strong
4/5
Single State · 2 mkts

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Report Card

Connections Credit Union performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
No peer data
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Mediocre
Bottom 20% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Single State · 3 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Sound
Pricing
Pull Through
Exceptional
Volume74
Mix100.0%
Spread
+0.434%Above
Fees
$2,556Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Mediocre
Product
Mediocre
Pricing
Pull Through
Volume18
Mix24.3%
Spread
+0.449%Above
Fees
$2,864Fees
Refinance
Overall
Strong
Product
Strong
Pricing
Pull Through
Exceptional
Volume56
Mix75.7%
Spread
+0.419%Above
Fees
$2,249Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
74
Applications
83
Volume
$15 million
Pricing & Closing
Pullthrough Rate
89.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$208,514
Avg Borrower Income
$93,014
Avg Property Value
$335,000

Geographic Coverage

Geographic Performance

Metro Areas
2
markets with activity
States Served
1
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

1
1 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
West1
ID

Top Metro Areas by Place Specialization Score

1© Ken Lund · CC BY-SA 2.0
Pocatello, IDMetro
Volume 29Mix 39.19% of portfolio
70/100
Strong
2© Leonardo Pires · CC BY 2.0
Boise City, IDMetro
Volume 16Mix 21.62% of portfolio
52/100
Sound

Top States by Place Specialization Score

Idaho
Idaho
1
IdahoState
Volume 74Mix 100.00% of portfolio
68/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.