What loan types does CONSUMER Credit Union offer?

CONSUMER Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does CONSUMER Credit Union offer mortgages?

CONSUMER Credit Union offers mortgages in 2 states: MS, TN.

How competitive are CONSUMER Credit Union's mortgage rates?

CONSUMER Credit Union has an overall pricing score of 77.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is CONSUMER Credit Union?

CONSUMER Credit Union is a Credit Union headquartered in Greeneville, TN.

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CONSUMER Credit Union

Credit Union•Greeneville, TNHQ•Direct•Reviews near you on Google

CONSUMER Credit Union has 110 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Sound

3/5

Regional · 4 mkts

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 98.60 basis points below market average

Explore another lender or local market

Report Card

CONSUMER Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 98.6 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 5 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Strong	109	99.1%	-0.986%Below	$2,118Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume109

Mix99.1%

Spread

-0.986%Below

Fees

$2,118Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	53	48.2%	-0.988%Below	$2,430Fees
Refinance	Strong	Strong	Exceptional	Strong	57	51.8%	-0.983%Below	$1,833Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume53

Mix48.2%

Spread

-0.988%Below

Fees

$2,430Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume57

Mix51.8%

Spread

-0.983%Below

Fees

$1,833Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

110

Applications

160

Volume

$24 million

Pricing & Closing

Avg Rate Spread

-0.986%

vs. market APOR

Avg Net Fees

$2,118

Origination − Credits

Pullthrough Rate

68.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$222,182

Avg Borrower Income

$142,291

Avg Property Value

$346,727

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

South2

MSTN

Top Metro Areas by Place Specialization Score

Morristown, TNMetro

Volume 38Mix 34.55% of portfolio

85/100

Exceptional

Johnson City, TNMetro

Volume 13Mix 11.82% of portfolio

50/100

Sound

Knoxville, TNMetro

Volume 15Mix 13.64% of portfolio

50/100

Sound

Kingsport, TN-VAMetro

Volume 11Mix 10.00% of portfolio

49/100

Sound

Top States by Place Specialization Score

TennesseeState

Volume 109Mix 99.09% of portfolio

72/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.