What loan types does Consumers Cooperative Credit Union offer?

Consumers Cooperative Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Consumers Cooperative Credit Union offer mortgages?

Consumers Cooperative Credit Union offers mortgages in 13 states: AZ, FL, GA, IL, IN, MO, NC, OH, PA, SC, TN, TX, WI.

How competitive are Consumers Cooperative Credit Union's mortgage rates?

Consumers Cooperative Credit Union has an overall pricing score of 86/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Consumers Cooperative Credit Union?

Consumers Cooperative Credit Union is a Credit Union headquartered in Gurnee, IL.

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Consumers Cooperative Credit Union

Credit Union•Gurnee, ILHQ•Direct•Reviews near you on Google

Consumers Cooperative Credit Union has 263 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Multi-Region · 3 mkts

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 5.60 basis points below market average
Lower than average lender fees

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Report Card

Consumers Cooperative Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 5.6 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 4 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	261	99.2%	-0.055%Below	$1,110Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume261

Mix99.2%

Spread

-0.055%Below

Fees

$1,110Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Sound	189	71.9%	-0.074%Below	$1,111Fees
Refinance	Strong	Strong	Exceptional	Sound	74	28.1%	-0.004%Below	$1,086Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume189

Mix71.9%

Spread

-0.074%Below

Fees

$1,111Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Sound

Volume74

Mix28.1%

Spread

-0.004%Below

Fees

$1,086Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

263

Applications

402

Volume

$65 million

Pricing & Closing

Avg Rate Spread

-0.056%

vs. market APOR

Avg Net Fees

$1,105

Origination − Credits

Pullthrough Rate

65.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$249,905

Avg Borrower Income

$134,897

Avg Property Value

$363,099

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast1

Midwest5

ILINMOOHWI

South6

FLGANCSCTNTX

West1

Top Metro Areas by Place Specialization Score

Lake County, ILMetro

Volume 95Mix 36.12% of portfolio

88/100

Exceptional

Chicago, ILMetro

Volume 73Mix 27.76% of portfolio

64/100

Strong

Kenosha, WIMetro

Volume 14Mix 5.32% of portfolio

51/100

Sound

Top States by Place Specialization Score

IllinoisState

Volume 187Mix 71.10% of portfolio

74/100

Strong

WisconsinState

Volume 31Mix 11.79% of portfolio

54/100

Sound

FloridaState

Volume 16Mix 6.08% of portfolio

41/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.