Looking for a different lender?
C
COOPERATIVA DE AHORRO Y CREDITO ORIENTAL
Independent Mortgage Company|Humacao, PR|unknown
Loans Originated
68
Applications
110
Volume
$7 million
Offers loans directly to consumers
Overall Pull Through
Acceptable
Pricing and Pullthrough Overview
Pullthrough Rate
61.8%
Percentage of applications that result in closed loans
Safe Rate's Summary
Things to Think About
- Pull through efficiency is below industry average
Report Card
COOPERATIVA DE AHORRO Y CREDITO ORIENTAL performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | N/A | No data available | |
Pull Through Closing Strength | Acceptable | Near industry average | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Acceptable | Near industry average | |
FHA | Sound | Industry Standard | |
USDA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Acceptable | Near industry average | |
Places Geographic coverage | Strong | Varies · 1 metro areas · 0 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$106,029
Average Borrower Income
$56,838
Average Property Value
$138,788
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Acceptable | Acceptable | N/A | Acceptable | 27 | 39.7% | — | — |
FHA Loans | Sound | Sound | N/A | N/A | 12 | 17.6% | — | — |
USDA Loans | Strong | Strong | N/A | Exceptional | 29 | 42.6% | -0.190% | $2,118 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Acceptable | Acceptable | N/A | Sound | 65 | 95.6% | -0.190% | $2,118 |
Geographic Coverage
Metro Areas
1
States Served
0
We count Washington DC as a state
Avg Place Specialization
Strong
Top Metro Areas by Place Specialization Score
1
San Juan, PRMSA
Volume: 60Mix: 88.24%
Place Specialization
Strong
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare COOPERATIVA DE AHORRO Y CREDITO ORIENTAL with other lenders or get personalized recommendations.