What loan types does Cornerstone Community Financial Credit Union offer?

Cornerstone Community Financial Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Cornerstone Community Financial Credit Union offer mortgages?

Cornerstone Community Financial Credit Union offers mortgages in 5 states: FL, MI, OH, TN, WI.

How competitive are Cornerstone Community Financial Credit Union's mortgage rates?

Cornerstone Community Financial Credit Union has an overall pricing score of 32.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Cornerstone Community Financial Credit Union?

Cornerstone Community Financial Credit Union is a Credit Union headquartered in Auburn Hills, MI.

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Cornerstone Community Financial Credit Union

Credit Union•Auburn Hills, MIHQ•Direct•Reviews near you on Google

Cornerstone Community Financial Credit Union has 22 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Mediocre

1/5

Conventional

Place

Active

Regional

Summary

Things to Think About

Pricing may be below industry average
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Cornerstone Community Financial Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+46.0 bps above market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Mediocre

Bottom 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Mediocre

Bottom 20% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 5 states

No peer data

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Mediocre	Mediocre	Acceptable	Mediocre	22	100.0%	+0.460%Above	$1,166Fees

Conventional

Overall

Mediocre

Product

Mediocre

Pricing

Acceptable

Pull Through

Mediocre

Volume22

Mix100.0%

Spread

+0.460%Above

Fees

$1,166Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Mediocre	Mediocre	—	Mediocre	17	77.3%	+0.336%Above	$1,115Fees

Purchase

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through

Mediocre

Volume17

Mix77.3%

Spread

+0.336%Above

Fees

$1,115Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$4 million

Pricing & Closing

Avg Rate Spread

+0.460%

vs. market APOR

Avg Net Fees

$1,166

Origination − Credits

Pullthrough Rate

40.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$192,727

Avg Borrower Income

$101,545

Avg Property Value

$297,273

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

Midwest3

MIOHWI

South2

FLTN

Top States by Place Specialization Score

MichiganState

Volume 13Mix 59.09% of portfolio

51/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.