What loan types does Cornerstone National Bank & Trust Company offer?

Cornerstone National Bank & Trust Company offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Cornerstone National Bank & Trust Company offer mortgages?

Cornerstone National Bank & Trust Company offers mortgages in 10 states: AZ, IL, IN, KY, MI, NE, NH, TN, TX, WI.

How competitive are Cornerstone National Bank & Trust Company's mortgage rates?

Cornerstone National Bank & Trust Company has an overall pricing score of 87.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Cornerstone National Bank & Trust Company?

Cornerstone National Bank & Trust Company is a Bank headquartered in Palatine, IL.

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Cornerstone National Bank & Trust Company

Bank•Palatine, ILHQ•Direct•Reviews near you on Google

Cornerstone National Bank & Trust Company has 63 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Multi-Region · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

Cornerstone National Bank & Trust Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

+4.7 bps above market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

62 loans · 0.05% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

46 loans · 0.05% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

17 loans · 0.02% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Exceptional	Sound	62	98.4%	+0.054%Above	$199Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume62

Mix98.4%

Spread

+0.054%Above

Fees

$199Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Sound	46	73.0%	+0.054%Above	$154Fees
Refinance	Sound	Acceptable	—	Sound	17	27.0%	+0.023%Above	$340Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume46

Mix73.0%

Spread

+0.054%Above

Fees

$154Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Sound

Volume17

Mix27.0%

Spread

+0.023%Above

Fees

$340Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$24 million

Pricing & Closing

Avg Rate Spread

+0.047%

vs. market APOR

Avg Net Fees

$196

Origination − Credits

Pullthrough Rate

86.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$389,286

Avg Borrower Income

$318,222

Avg Property Value

$596,429

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

10Full-year 2024 · HMDA

Loans originated

All statesNone

Northeast1

Midwest5

ILINMINEWI

South3

KYTNTX

West1

Top Metro Areas by Place Specialization Score

Chicago, ILMetro

Volume 33Mix 52.38% of portfolio

59/100

Sound

Lake County, ILMetro

Volume 13Mix 20.63% of portfolio

55/100

Sound

Top States by Place Specialization Score

IllinoisState

Volume 47Mix 74.60% of portfolio

62/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.