What loan types does CREDIT UNION 1 Credit Union offer?

CREDIT UNION 1 Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does CREDIT UNION 1 Credit Union offer mortgages?

CREDIT UNION 1 Credit Union offers mortgages in 1 states: AK.

How competitive are CREDIT UNION 1 Credit Union's mortgage rates?

CREDIT UNION 1 Credit Union has an overall pricing score of 80/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is CREDIT UNION 1 Credit Union?

CREDIT UNION 1 Credit Union is a Credit Union headquartered in Anchorage, AK.

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CREDIT UNION 1 Credit Union

Credit Union•Anchorage, AKHQ•Direct•Reviews near you on Google

CREDIT UNION 1 Credit Union has 110 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Single State · 1 mkts

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 19.60 basis points below market average

Explore another lender or local market

Report Card

CREDIT UNION 1 Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 19.6 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	106	96.4%	-0.187%Below	$2,624Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume106

Mix96.4%

Spread

-0.187%Below

Fees

$2,624Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	63	57.3%	-0.217%Below	$2,495Fees
Refinance	Strong	Sound	Exceptional	Sound	47	42.7%	-0.167%Below	$2,721Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume63

Mix57.3%

Spread

-0.217%Below

Fees

$2,495Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume47

Mix42.7%

Spread

-0.167%Below

Fees

$2,721Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

110

Applications

197

Volume

$32 million

Pricing & Closing

Avg Rate Spread

-0.196%

vs. market APOR

Avg Net Fees

$2,590

Origination − Credits

Pullthrough Rate

55.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$294,909

Avg Borrower Income

$132,627

Avg Property Value

$406,818

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

West1

Top Metro Areas by Place Specialization Score

Anchorage, AKMetro

Volume 79Mix 71.82% of portfolio

73/100

Strong

Top States by Place Specialization Score

AlaskaState

Volume 110Mix 100.00% of portfolio

75/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.