Looking for a different lender?
D
DIGNIFIED HOME LOANS, LLC
Independent Mortgage Company|WESTLAKE VILLAGE, CA|Multi-Region
Loans Originated
471
Applications
624
Volume
$216 million
Offers loans directly to consumers
Overall Pricing
Acceptable
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Average Rate Spread
+0.364%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$3,857
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
75.5%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Things to Think About
- Pricing may be below industry average
Report Card
DIGNIFIED HOME LOANS, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Acceptable | Near industry average | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Sound | Multi-Regional · 9 metro areas · 11 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$460,435
Average Borrower Income
$171,482
Average Property Value
$605,106
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Strong | Acceptable | Strong | 345 | 73.2% | +0.354% | $3,788 |
FHA Loans | Sound | Strong | Acceptable | Strong | 96 | 20.4% | +0.558% | $4,521 |
VA Loans | Strong | Strong | N/A | Strong | 26 | 5.5% | -0.169% | $2,660 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Strong | Acceptable | Strong | 409 | 86.8% | +0.379% | $4,126 |
Refinance | Sound | Sound | Sound | Strong | 62 | 13.2% | +0.273% | $2,250 |
Geographic Coverage
Metro Areas
9
States Served
11
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
AZCACOILINNVOHORTNUTWA
Top Metro Areas by Place Specialization Score
1
Bakersfield, CAMSA
Volume: 173Mix: 36.73%
Place Specialization
Exceptional
2
Oxnard, CAMSA
Volume: 68Mix: 14.44%
Place Specialization
Strong
3
San Luis Obispo, CAMSA
Volume: 30Mix: 6.37%
Place Specialization
Strong
4
Anaheim, CAMSA
Volume: 27Mix: 5.73%
Place Specialization
Sound
5
Los Angeles, CAMSA
Volume: 34Mix: 7.22%
Place Specialization
Sound
6
Riverside, CAMSA
Volume: 23Mix: 4.88%
Place Specialization
Sound
7
Sacramento, CAMSA
Volume: 12Mix: 2.55%
Place Specialization
Sound
8
Columbus, OH, OHMSA
Volume: 11Mix: 2.34%
Place Specialization
Sound
9
San Diego, CAMSA
Volume: 11Mix: 2.34%
Place Specialization
Sound
Top States by Place Specialization Score
1
CAState
Volume: 409Mix: 86.84%
Place Specialization
Strong
2
OHState
Volume: 25Mix: 5.31%
Place Specialization
Sound
3
WAState
Volume: 10Mix: 2.12%
Place Specialization
Acceptable
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare DIGNIFIED HOME LOANS, LLC with other lenders or get personalized recommendations.