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Claim this ProfileDignified Home Loans
We analyzed every closed loan from Dignified Home Loans — 471 loans across 624 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Multi-Region · 9 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Dignified Home Loans performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+36.4 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
345 loans · 0.35% above market
Strong
Top 40% of lenders
4/5
FHA
96 loans · 0.56% above market
Strong
Top 40% of lenders
4/5
VA
26 loans · 0.17% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
409 loans · 0.38% above market
Strong
Top 40% of lenders
4/5
Refinance
62 loans · 0.27% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 9 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 345 | 73.2% | +0.354%Above | $3,788Fees | ||||
FHA Loans | 96 | 20.4% | +0.558%Above | $4,521Fees | ||||
VA Loans | — | 26 | 5.5% | -0.169%Below | $2,660Fees |
Conventional
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume345
Mix73.2%
Spread
+0.354%Above
Fees
$3,788Fees
FHA Loans
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume96
Mix20.4%
Spread
+0.558%Above
Fees
$4,521Fees
VA Loans
OverallStrong
ProductStrong
Pricing—
Pull ThroughStrong
Volume26
Mix5.5%
Spread
-0.169%Below
Fees
$2,660Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 409 | 86.8% | +0.379%Above | $4,126Fees | ||||
Refinance | 62 | 13.2% | +0.273%Above | $2,250Fees |
Purchase
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume409
Mix86.8%
Spread
+0.379%Above
Fees
$4,126Fees
Refinance
OverallSound
ProductSound
PricingSound
Pull ThroughStrong
Volume62
Mix13.2%
Spread
+0.273%Above
Fees
$2,250Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
471
Applications
624
Volume
$216 million
Pricing & Closing
Avg Rate Spread
+0.364%
vs. market APOR
Avg Net Fees
$3,857
Origination − Credits
Pullthrough Rate
75.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$460,435
Avg Borrower Income
$171,482
Avg Property Value
$605,106
Geographic Coverage
Geographic Performance
Metro Areas
9
markets with activity
States Served
11
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
11Full-year 2024 · HMDALoans originated
< 1010–2020+None
Midwest3
ILINOH
South1
TN
West7
AZCACONVORUTWA
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.