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Financial Funding Solutions, Inc.
Independent Mortgage Company|Littleton, CO|Multi-Region
Loans Originated
205
Applications
262
Volume
$72 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Strong
Overall Pull Through
Sound
Pricing and Pullthrough Overview
Average Rate Spread
+0.126%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,226
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
78.2%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
Report Card
Financial Funding Solutions, Inc. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Strong | Highly Competitive | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
FHA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Acceptable | Near industry average | |
Places Geographic coverage | Sound | Multi-Regional · 6 metro areas · 15 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$353,195
Average Borrower Income
$530,898
Average Property Value
$524,220
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | Strong | Sound | 163 | 79.5% | +0.094% | $1,305 |
FHA Loans | Sound | Sound | Strong | Sound | 31 | 15.1% | +0.455% | $956 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Sound | Strong | Sound | 164 | 80.0% | +0.149% | $1,024 |
Refinance | Sound | Acceptable | Strong | Sound | 41 | 20.0% | +0.041% | $1,969 |
Geographic Coverage
Metro Areas
5
States Served
15
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
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Top Metro Areas by Place Specialization Score
1
Denver, COMSA
Volume: 64Mix: 31.22%
Place Specialization
Strong
2
Lincoln, NE, NEMSA
Volume: 24Mix: 11.71%
Place Specialization
Sound
3
Omaha, NE, NE-IAMSA
Volume: 16Mix: 7.80%
Place Specialization
Sound
4
Kansas City, MO, MO-KSMSA
Volume: 16Mix: 7.80%
Place Specialization
Sound
5
St. Louis, MO, MO-ILMSA
Volume: 12Mix: 5.85%
Place Specialization
Sound
Top States by Place Specialization Score
1
COState
Volume: 94Mix: 45.85%
Place Specialization
Strong
2
NEState
Volume: 42Mix: 20.49%
Place Specialization
Strong
3
MOState
Volume: 30Mix: 14.63%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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