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Financial Funding Solutions, Inc.

Independent Mortgage CompanyLittleton, CODirect to Consumer

Financial Funding Solutions has 205 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Strong
vs. all lenders
Pull Through
Sound
closing strength
Products
Sound
FHA · Conventional
Place
Sound
Multi-Region · 5 mkts

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Safe Rate's Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees

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Report Card

Financial Funding Solutions, Inc. performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
Highly Competitive
+12.6 bps above market avg
Pull Through
Closing strength
Sound
Industry Standard
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
FHA
Sound
Industry Standard
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
Refinance
Acceptable
Near industry average
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Multi-Regional6 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Sound
Strong
Sound
16379.5%
+0.094%Above
$1,305Fees
FHA Loans
Sound
Sound
Strong
Sound
3115.1%
+0.455%Above
$956Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Sound
Strong
Sound
16480.0%
+0.149%Above
$1,024Fees
Refinance
Sound
Acceptable
Strong
Sound
4120.0%
+0.041%Above
$1,969Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
205
Applications
262
Volume
$72 million
Pricing & Closing
Avg Rate Spread
+0.126%
vs. market APOR
Avg Net Fees
$1,226
Origination − Credits
Pullthrough Rate
78.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$353,195
Avg Borrower Income
$530,898
Avg Property Value
$524,220

Geographic Coverage

Geographic Performance

Metro Areas
5
States Served
15
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

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Top Metro Areas by Place Specialization Score

1
Denver, COMSA
Volume: 64Mix: 31.22%of portfolio
Place
Strong
2
Lincoln, NE, NEMSA
Volume: 24Mix: 11.71%of portfolio
Place
Sound
3
Omaha, NE, NE-IAMSA
Volume: 16Mix: 7.80%of portfolio
Place
Sound
4
Kansas City, MO, MO-KSMSA
Volume: 16Mix: 7.80%of portfolio
Place
Sound
5
St. Louis, MO, MO-ILMSA
Volume: 12Mix: 5.85%of portfolio
Place
Sound

Top States by Place Specialization Score

1
COState
Volume: 94Mix: 45.85%of portfolio
Place
Strong
2
NEState
Volume: 42Mix: 20.49%of portfolio
Place
Strong
3
MOState
Volume: 30Mix: 14.63%of portfolio
Place
Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.