What loan types does First Bankers Trust Company offer?

First Bankers Trust Company offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does First Bankers Trust Company offer mortgages?

First Bankers Trust Company offers mortgages in 4 states: IA, IL, MO, OH.

How competitive are First Bankers Trust Company's mortgage rates?

First Bankers Trust Company has an overall pricing score of 68.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Bankers Trust Company?

First Bankers Trust Company is a Bank headquartered in Quincy, IL.

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First Bankers Trust Company

Bank•Quincy, ILHQ•Direct•Reviews near you on Google

First Bankers Trust Company has 107 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Active

Regional

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

First Bankers Trust Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+13.2 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Acceptable	102	95.3%	+0.112%Above	$738Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Acceptable

Volume102

Mix95.3%

Spread

+0.112%Above

Fees

$738Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Acceptable	85	79.4%	+0.088%Above	$784Fees
Refinance	Acceptable	Acceptable	Acceptable	Sound	22	20.6%	+0.297%Above	$659Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Acceptable

Volume85

Mix79.4%

Spread

+0.088%Above

Fees

$784Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Sound

Volume22

Mix20.6%

Spread

+0.297%Above

Fees

$659Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

107

Applications

137

Volume

$14 million

Pricing & Closing

Avg Rate Spread

+0.132%

vs. market APOR

Avg Net Fees

$757

Origination − Credits

Pullthrough Rate

78.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$135,374

Avg Borrower Income

$110,981

Avg Property Value

$194,065

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

Midwest4

IAILMOOH

Top States by Place Specialization Score

IllinoisState

Volume 98Mix 91.59% of portfolio

69/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.