What loan types does First Federal Bank offer?

First Federal Bank offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does First Federal Bank offer mortgages?

First Federal Bank offers mortgages in 6 states: AR, FL, KY, MO, TN, TX.

How competitive are First Federal Bank's mortgage rates?

First Federal Bank has an overall pricing score of 60.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Federal Bank?

First Federal Bank is a Bank headquartered in Dickson, TN.

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First Federal Bank

Bank•Dickson, TNHQ•Direct•Reviews near you on Google

First Federal Bank has 123 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional · VA

Place

Strong

4/5

Multi-Region · 2 mkts

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

First Federal Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+14.4 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Sound

Top 60% of lenders

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	91	74.0%	+0.159%Above	$2,240Fees
FHA Loans	Sound	Sound	—	Strong	15	12.2%	+0.292%Above	$974Fees
VA Loans	Sound	Sound	—	—	13	10.6%	-0.277%Below	$581Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume91

Mix74.0%

Spread

+0.159%Above

Fees

$2,240Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume15

Mix12.2%

Spread

+0.292%Above

Fees

$974Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume13

Mix10.6%

Spread

-0.277%Below

Fees

$581Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	91	74.0%	+0.184%Above	$2,125Fees
Refinance	Sound	Sound	—	Sound	32	26.0%	-0.033%Below	$1,064Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume91

Mix74.0%

Spread

+0.184%Above

Fees

$2,125Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume32

Mix26.0%

Spread

-0.033%Below

Fees

$1,064Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

123

Applications

177

Volume

$32 million

Pricing & Closing

Avg Rate Spread

+0.144%

vs. market APOR

Avg Net Fees

$1,930

Origination − Credits

Pullthrough Rate

69.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$266,301

Avg Borrower Income

$126,122

Avg Property Value

$423,780

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest1

South5

ARFLKYTNTX

Top Metro Areas by Place Specialization Score

Clarksville, TN, TN-KYMetro

Volume 53Mix 43.09% of portfolio

73/100

Strong

Nashville, TNMetro

Volume 41Mix 33.33% of portfolio

63/100

Strong

Top States by Place Specialization Score

TennesseeState

Volume 116Mix 94.31% of portfolio

72/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.