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Claim this ProfileFirst Nations Home Finance Corporation
First Nations Home Finance Corporation has 164 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · USDA
Place
Strong
4/5
Regional · 2 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
First Nations Home Finance Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+25.2 bps above market avg
2/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
102 loans · 0.26% above market
Acceptable
Bottom 40% of lenders
2/5
FHA
22 loans · 0.45% above market
Sound
Top 60% of lenders
3/5
VA
15 loans · 0.38% below market
Sound
Top 60% of lenders
3/5
USDA
23 loans · 0.04% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
137 loans · 0.25% above market
Sound
Top 60% of lenders
3/5
Refinance
27 loans · 0.24% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Regional · 2 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 102 | 62.2% | +0.260%Above | $3,534Fees | ||||
FHA Loans | 22 | 13.4% | +0.451%Above | $3,710Fees | ||||
VA Loans | — | 15 | 9.1% | -0.378%Below | $3,387Fees | |||
USDA Loans | — | 23 | 14.0% | +0.043%Above | $2,357Fees |
Conventional
OverallAcceptable
ProductAcceptable
PricingAcceptable
Pull ThroughSound
Volume102
Mix62.2%
Spread
+0.260%Above
Fees
$3,534Fees
FHA Loans
OverallSound
ProductSound
PricingSound
Pull ThroughStrong
Volume22
Mix13.4%
Spread
+0.451%Above
Fees
$3,710Fees
VA Loans
OverallSound
ProductSound
Pricing—
Pull ThroughSound
Volume15
Mix9.1%
Spread
-0.378%Below
Fees
$3,387Fees
USDA Loans
OverallStrong
ProductStrong
Pricing—
Pull ThroughStrong
Volume23
Mix14.0%
Spread
+0.043%Above
Fees
$2,357Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 137 | 83.5% | +0.254%Above | $3,481Fees | ||||
Refinance | — | 27 | 16.5% | +0.237%Above | $3,101Fees |
Purchase
OverallAcceptable
ProductSound
PricingAcceptable
Pull ThroughSound
Volume137
Mix83.5%
Spread
+0.254%Above
Fees
$3,481Fees
Refinance
OverallSound
ProductAcceptable
Pricing—
Pull ThroughSound
Volume27
Mix16.5%
Spread
+0.237%Above
Fees
$3,101Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
164
Applications
226
Volume
$58 million
Pricing & Closing
Avg Rate Spread
+0.252%
vs. market APOR
Avg Net Fees
$3,434
Origination − Credits
Pullthrough Rate
72.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$358,049
Avg Borrower Income
$154,201
Avg Property Value
$475,122
Geographic Coverage
Geographic Performance
Metro Areas
2
markets with activity
States Served
4
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
4Full-year 2024 · HMDALoans originated
All statesNone
West4
AZCACONV
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.