What loan types does First Nations Home Finance Corporation offer?

First Nations Home Finance Corporation offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does First Nations Home Finance Corporation offer mortgages?

First Nations Home Finance Corporation offers mortgages in 4 states: AZ, CA, CO, NV.

How competitive are First Nations Home Finance Corporation's mortgage rates?

First Nations Home Finance Corporation has an overall pricing score of 34/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Nations Home Finance Corporation?

First Nations Home Finance Corporation is a Independent Mortgage Company headquartered in SAN DIEGO, CA.

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First Nations Home Finance Corporation

Independent Mortgage Company•San Diego, CAHQ•Direct•Reviews near you on Google

First Nations Home Finance Corporation has 164 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · USDA

Place

Strong

4/5

Regional · 2 mkts

Summary

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

First Nations Home Finance Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+25.2 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

FHA

Sound

Top 60% of lenders

Sound

Top 60% of lenders

USDA

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Acceptable	Sound	102	62.2%	+0.260%Above	$3,534Fees
FHA Loans	Sound	Sound	Sound	Strong	22	13.4%	+0.451%Above	$3,710Fees
VA Loans	Sound	Sound	—	Sound	15	9.1%	-0.378%Below	$3,387Fees
USDA Loans	Strong	Strong	—	Strong	23	14.0%	+0.043%Above	$2,357Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Sound

Volume102

Mix62.2%

Spread

+0.260%Above

Fees

$3,534Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume22

Mix13.4%

Spread

+0.451%Above

Fees

$3,710Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume15

Mix9.1%

Spread

-0.378%Below

Fees

$3,387Fees

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume23

Mix14.0%

Spread

+0.043%Above

Fees

$2,357Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Acceptable	Sound	137	83.5%	+0.254%Above	$3,481Fees
Refinance	Sound	Acceptable	—	Sound	27	16.5%	+0.237%Above	$3,101Fees

Purchase

Overall

Acceptable

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume137

Mix83.5%

Spread

+0.254%Above

Fees

$3,481Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Sound

Volume27

Mix16.5%

Spread

+0.237%Above

Fees

$3,101Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

164

Applications

226

Volume

$58 million

Pricing & Closing

Avg Rate Spread

+0.252%

vs. market APOR

Avg Net Fees

$3,434

Origination − Credits

Pullthrough Rate

72.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$358,049

Avg Borrower Income

$154,201

Avg Property Value

$475,122

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

West4

AZCACONV

Top Metro Areas by Place Specialization Score

Riverside, CAMetro

Volume 127Mix 77.44% of portfolio

75/100

Strong

San Diego, CAMetro

Volume 21Mix 12.80% of portfolio

53/100

Sound

Top States by Place Specialization Score

CaliforniaState

Volume 156Mix 95.12% of portfolio

68/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.