Get & compare mortgage quotes anonymously Start in My Home
FUB
Unclaimed

First United Bank

Bank•Dimmitt, TXHQ•Direct•Reviews near you on Google

First United Bank has 263 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Regional · 2 mkts
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
FHA Superstar
FHA
Superstar
Purchase Superstar
Purchase
Superstar

Explore another lender or local market

Report Card

First United Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+25.9 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Strong
Top 40% of lenders
VA
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 3 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Sound
Pricing
Sound
Pull Through
Strong
Volume193
Mix73.4%
Spread
+0.283%Above
Fees
$2,056Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Exceptional
Volume54
Mix20.5%
Spread
+0.292%Above
Fees
$1,771Fees
VA Loans
Overall
Sound
Product
Sound
Pricing—
Pull Through—
Volume12
Mix4.6%
Spread
-0.449%Below
Fees
$3,254Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Sound
Pricing
Strong
Pull Through
Strong
Volume222
Mix84.4%
Spread
+0.200%Above
Fees
$1,887Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Exceptional
Volume41
Mix15.6%
Spread
+0.514%Above
Fees
$2,720Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
263
Applications
312
Volume
$67 million
Pricing & Closing
Avg Rate Spread
+0.259%
vs. market APOR
Avg Net Fees
$2,044
Origination − Credits
Pullthrough Rate
84.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$257,471
Avg Borrower Income
$144,532
Avg Property Value
$332,186

Geographic Coverage

Geographic Performance

Metro Areas
2
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

2
2 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South2
OKTX

Top Metro Areas by Place Specialization Score

1© Samuel Capps · Public domain
Amarillo, TXMetro
Volume 88Mix 33.46% of portfolio
75/100
Strong
2© Fredlyfish4 · CC BY-SA 3.0
Lubbock, TXMetro
Volume 78Mix 29.66% of portfolio
73/100
Strong

Top States by Place Specialization Score

Texas
Texas
1
TexasState
Volume 260Mix 98.86% of portfolio
73/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of First United Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.