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FIRST WESTERN MORTGAGE, INC.
Independent Mortgage Company|BOONEVILLE, AR|Regional
Loans Originated
148
Applications
208
Volume
$43 million
Offers loans directly to consumers
Overall Pricing
Exceptional
Overall Pull Through
Sound
Safe Rate Awards⭐FHA Superstar⭐Purchase Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.023%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,096
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
71.2%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
Report Card
FIRST WESTERN MORTGAGE, INC. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Exceptional | Market Leader | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
FHA | Strong | Highly Competitive | |
VA | Acceptable | Near industry average | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Acceptable | Near industry average | |
Places Geographic coverage | Sound | Regional · 3 metro areas · 4 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$292,432
Average Borrower Income
$128,649
Average Property Value
$397,770
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | Strong | Sound | 93 | 62.8% | +0.021% | $1,051 |
FHA Loans | Strong | Strong | Exceptional | Strong | 44 | 29.7% | +0.152% | $1,092 |
VA Loans | Acceptable | Acceptable | N/A | N/A | 10 | 6.8% | -0.529% | $1,726 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Sound | Exceptional | Sound | 127 | 85.8% | +0.013% | $1,007 |
Refinance | Sound | Acceptable | Strong | Sound | 21 | 14.2% | +0.075% | $1,546 |
Geographic Coverage
Metro Areas
2
States Served
4
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
ARMONEOK
Top Metro Areas by Place Specialization Score
1
Fayetteville, ARMSA
Volume: 75Mix: 50.68%
Place Specialization
Strong
2
Fort Smith, AR, AR-OKMSA
Volume: 53Mix: 35.81%
Place Specialization
Strong
Top States by Place Specialization Score
1
ARState
Volume: 138Mix: 93.24%
Place Specialization
Strong
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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