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Firsttrust Home Loans

Independent Mortgage Company•Sheridan, ARHQ•Direct•Reviews near you on Google

Firsttrust Home Loans has 107 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pull-through
Mediocre
1/5
closing strength
Product
Acceptable
2/5
Conventional
Place
Sound
3/5
Multi-Region · 4 mkts

Safe Rate Summary

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Firsttrust Home Loans performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
No peer data
Pull Through
Closing strength
Mediocre
Bottom 20% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Bottom 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 5 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Acceptable
Pricing—
Pull Through
Mediocre
Volume84
Mix78.5%
Spread—
Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Acceptable
Pricing—
Pull Through
Mediocre
Volume98
Mix91.6%
Spread—
Fees—

At a Glance

Lender Overview

Lending Activity
Loans Originated
107
Applications
2,884
Volume
$24 million
Pricing & Closing
Pullthrough Rate
3.7%
Applications → Closed
Typical Borrower
Avg Loan Amount
$232,290
Avg Borrower Income
$206,850
Avg Property Value
$309,299

Geographic Coverage

Geographic Performance

Metro Areas
4
markets with activity
States Served
11
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

11
11 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Midwest3
ILMOOH
South8
ALARFLGAKYLAOKTN

Top Metro Areas by Place Specialization Score

1© Chris Rycroft from Madison, Wisconsin, United States · CC BY 2.0
Toledo, OHMetro
Volume 16Mix 14.95% of portfolio
54/100
Sound
2© Eric in SF · CC BY-SA 3.0
Birmingham, ALMetro
Volume 13Mix 12.15% of portfolio
50/100
Sound
3© Quintin Soloviev · CC BY 4.0
Nashville, TNMetro
Volume 13Mix 12.15% of portfolio
48/100
Sound
4© Thomas R Machnitzki (thomasmachnitzki.com) · CC BY 3.0
Little Rock, ARMetro
Volume 10Mix 9.35% of portfolio
47/100
Sound

Top States by Place Specialization Score

Arkansas
Arkansas
1
ArkansasState
Volume 24Mix 22.43% of portfolio
54/100
Sound
Alabama
Alabama
2
AlabamaState
Volume 19Mix 17.76% of portfolio
52/100
Sound
Ohio
Ohio
3
OhioState
Volume 23Mix 21.50% of portfolio
51/100
Sound
Tennessee
Tennessee
4
TennesseeState
Volume 14Mix 13.08% of portfolio
46/100
Sound
Illinois
Illinois
5
IllinoisState
Volume 14Mix 13.08% of portfolio
46/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.