What loan types does GSB Mortgage offer?

GSB Mortgage offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does GSB Mortgage offer mortgages?

GSB Mortgage offers mortgages in 3 states: CO, LA, TX.

How competitive are GSB Mortgage's mortgage rates?

GSB Mortgage has an overall pricing score of 78.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is GSB Mortgage?

GSB Mortgage is a Independent Mortgage Company headquartered in GRAPEVINE, TX.

Unclaimed

GSB Mortgage

Independent Mortgage Company•Grapevine, TXHQ•Direct•Reviews near you on Google

GSB Mortgage has 109 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 2 mkts

Summary

What They Do Well

Offers rates 38.30 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

GSB Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 38.3 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Exceptional	Sound	102	93.6%	-0.445%Below	$965Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume102

Mix93.6%

Spread

-0.445%Below

Fees

$965Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Sound	87	79.8%	-0.550%Below	$756Fees
Refinance	Sound	Acceptable	Acceptable	Strong	22	20.2%	+0.218%Above	$2,318Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume87

Mix79.8%

Spread

-0.550%Below

Fees

$756Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Acceptable

Pull Through

Strong

Volume22

Mix20.2%

Spread

+0.218%Above

Fees

$2,318Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

109

Applications

133

Volume

$42 million

Pricing & Closing

Avg Rate Spread

-0.383%

vs. market APOR

Avg Net Fees

$1,096

Origination − Credits

Pullthrough Rate

82.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$390,138

Avg Borrower Income

$203,817

Avg Property Value

$509,220

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

South2

LATX

West1

Top Metro Areas by Place Specialization Score

Dallas, TXMetro

Volume 60Mix 55.05% of portfolio

66/100

Strong

Fort Worth, TXMetro

Volume 28Mix 25.69% of portfolio

59/100

Sound

Top States by Place Specialization Score

TexasState

Volume 107Mix 98.17% of portfolio

66/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.