What loan types does HomeBank offer?

HomeBank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does HomeBank offer mortgages?

HomeBank offers mortgages in 3 states: FL, IL, MO.

How competitive are HomeBank's mortgage rates?

HomeBank has an overall pricing score of 79/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is HomeBank?

HomeBank is a Bank headquartered in Palmyra, MO.

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HomeBank

Bank•Palmyra, MOHQ•Direct•Reviews near you on Google

HomeBank has 104 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Active

Regional

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

HomeBank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+7.3 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Sound	104	100.0%	+0.073%Above	$478Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume104

Mix100.0%

Spread

+0.073%Above

Fees

$478Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Sound	69	66.3%	+0.012%Above	$496Fees
Refinance	Sound	Acceptable	Strong	Strong	35	33.7%	+0.178%Above	$446Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume69

Mix66.3%

Spread

+0.012%Above

Fees

$496Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Strong

Volume35

Mix33.7%

Spread

+0.178%Above

Fees

$446Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

104

Applications

121

Volume

$21 million

Pricing & Closing

Avg Rate Spread

+0.073%

vs. market APOR

Avg Net Fees

$478

Origination − Credits

Pullthrough Rate

86.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$208,365

Avg Borrower Income

$113,788

Avg Property Value

$323,462

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

Midwest2

ILMO

South1

Top States by Place Specialization Score

MissouriState

Volume 71Mix 68.27% of portfolio

65/100

Strong

IllinoisState

Volume 32Mix 30.77% of portfolio

55/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.