What loan types does HQ Mortgage offer?

HQ Mortgage offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does HQ Mortgage offer mortgages?

HQ Mortgage offers mortgages in 4 states: FL, GA, NC, SC.

How competitive are HQ Mortgage's mortgage rates?

HQ Mortgage has an overall pricing score of 11.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is HQ Mortgage?

HQ Mortgage is a Independent Mortgage Company headquartered in Mount Pleasant, SC.

Unclaimed

HQ Mortgage

Independent Mortgage Company•Mount Pleasant, SCHQ•Direct•Reviews near you on Google

HQ Mortgage has 133 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Regional · 1 mkts

Summary

Things to Think About

Pricing may be below industry average
Higher than average fees ($5,494)

Explore another lender or local market

Report Card

HQ Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+36.6 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Exceptional

Top 20% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Sound	130	97.7%	+0.366%Above	$5,494Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume130

Mix97.7%

Spread

+0.366%Above

Fees

$5,494Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Mediocre	Sound	103	77.4%	+0.407%Above	$5,526Fees
Refinance	Sound	Sound	—	Strong	30	22.6%	+0.253%Above	$5,403Fees

Purchase

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume103

Mix77.4%

Spread

+0.407%Above

Fees

$5,526Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume30

Mix22.6%

Spread

+0.253%Above

Fees

$5,403Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

133

Applications

186

Volume

$52 million

Pricing & Closing

Avg Rate Spread

+0.366%

vs. market APOR

Avg Net Fees

$5,494

Origination − Credits

Pullthrough Rate

71.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$393,947

Avg Borrower Income

$175,947

Avg Property Value

$566,805

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

South4

FLGANCSC

Top Metro Areas by Place Specialization Score

Charleston, SCMetro

Volume 113Mix 84.96% of portfolio

84/100

Exceptional

Top States by Place Specialization Score

South CarolinaState

Volume 128Mix 96.24% of portfolio

75/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.