What loan types does IDB Global Federal Credit Union offer?

IDB Global Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does IDB Global Federal Credit Union offer mortgages?

IDB Global Federal Credit Union offers mortgages in 10 states: AZ, DC, DE, FL, GA, MD, NY, TN, TX, VA.

How competitive are IDB Global Federal Credit Union's mortgage rates?

IDB Global Federal Credit Union has an overall pricing score of 54.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is IDB Global Federal Credit Union?

IDB Global Federal Credit Union is a Credit Union headquartered in Washington, DC.

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IDB Global Federal Credit Union

Credit Union•Washington, DCHQ•Direct•Reviews near you on Google

IDB Global Federal Credit Union has 92 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Multi-Region · 3 mkts

Awards

Refinance

Superstar

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

IDB Global Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

Rates 60.0 bps below market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Sound	Sound	90	97.8%	-0.597%Below	$2,308Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Sound

Pull Through

Sound

Volume90

Mix97.8%

Spread

-0.597%Below

Fees

$2,308Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Sound	Sound	70	76.1%	-0.592%Below	$2,271Fees
Refinance	Strong	Acceptable	Exceptional	Strong	22	23.9%	-0.628%Below	$2,581Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Sound

Pull Through

Sound

Volume70

Mix76.1%

Spread

-0.592%Below

Fees

$2,271Fees

Refinance

Overall

Strong

Product

Acceptable

Pricing

Exceptional

Pull Through

Strong

Volume22

Mix23.9%

Spread

-0.628%Below

Fees

$2,581Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$48 million

Pricing & Closing

Avg Rate Spread

-0.600%

vs. market APOR

Avg Net Fees

$2,342

Origination − Credits

Pullthrough Rate

98.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$526,630

Avg Borrower Income

$231,967

Avg Property Value

$878,043

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast1

South8

DCDEFLGAMDTNTXVA

West1

Top Metro Areas by Place Specialization Score

Washington, DC, DC-MDMetro

Volume 28Mix 30.43% of portfolio

64/100

Strong

Frederick, MDMetro

Volume 27Mix 29.35% of portfolio

63/100

Strong

Arlington, VA-WVMetro

Volume 25Mix 27.17% of portfolio

57/100

Sound

Top States by Place Specialization Score

Washington, DCState

Volume 26Mix 28.26% of portfolio

64/100

Strong

MarylandState

Volume 30Mix 32.61% of portfolio

56/100

Sound

VirginiaState

Volume 26Mix 28.26% of portfolio

55/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.