Looking for a different lender?
I
INSTAMORTGAGE INC.
Independent Mortgage Company|SAN JOSE, CA|Multi-Region
Loans Originated
133
Applications
142
Volume
$53 million
Offers loans directly to consumers
Overall Pull Through
Sound
Pricing and Pullthrough Overview
Pullthrough Rate
93.7%
Percentage of applications that result in closed loans
Report Card
INSTAMORTGAGE INC. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | N/A | No data available | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Acceptable | Near industry average | |
FHA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Acceptable | Near industry average | |
Refinance | Acceptable | Near industry average | |
Places Geographic coverage | Sound | Multi-Regional · 3 metro areas · 20 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$405,526
Average Borrower Income
$163,647
Average Property Value
$627,331
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Acceptable | Acceptable | N/A | Sound | 87 | 65.4% | +0.906% | $3,738 |
FHA Loans | Strong | Sound | N/A | Exceptional | 40 | 30.1% | +0.599% | $5,510 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Acceptable | Acceptable | N/A | Sound | 109 | 82.0% | +0.752% | $4,624 |
Refinance | Sound | Acceptable | N/A | Strong | 24 | 18.0% | — | — |
Geographic Coverage
Metro Areas
3
States Served
20
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
AZCACOCTDEFLGAILLAMDMINCNJNVOKPATNTXVAWA
Top Metro Areas by Place Specialization Score
1
Las Vegas, NVMSA
Volume: 22Mix: 16.54%
Place Specialization
Sound
2
Dover, DE, DEMSA
Volume: 10Mix: 7.52%
Place Specialization
Sound
3
Dallas, TXMSA
Volume: 11Mix: 8.27%
Place Specialization
Sound
Top States by Place Specialization Score
1
NVState
Volume: 22Mix: 16.54%
Place Specialization
Sound
2
CAState
Volume: 33Mix: 24.81%
Place Specialization
Sound
3
DEState
Volume: 13Mix: 9.77%
Place Specialization
Sound
4
TXState
Volume: 20Mix: 15.04%
Place Specialization
Sound
5
WAState
Volume: 10Mix: 7.52%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare INSTAMORTGAGE INC. with other lenders or get personalized recommendations.