What loan types does Intrust Bank offer?

Intrust Bank offers the following mortgage loan types: Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Intrust Bank offer mortgages?

Intrust Bank offers mortgages in 3 states: AR, KS, OK.

How competitive are Intrust Bank's mortgage rates?

Intrust Bank has an overall pricing score of 85.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Intrust Bank?

Intrust Bank is a Bank headquartered in Wichita, KS.

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Intrust Bank

Bank•Wichita, KSHQ•Direct•Reviews near you on Google

Intrust Bank has 146 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional · VA

Place

Exceptional

5/5

Regional · 1 mkts

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Offers rates 16.30 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Intrust Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 16.3 bps below market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Exceptional

Top 20% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	133	91.1%	-0.119%Below	$1,054Fees
VA Loans	Sound	Sound	—	—	11	7.5%	-0.733%Below	$80Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume133

Mix91.1%

Spread

-0.119%Below

Fees

$1,054Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume11

Mix7.5%

Spread

-0.733%Below

Fees

$80Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Sound	133	91.1%	-0.179%Below	$992Fees
Refinance	Acceptable	Acceptable	—	Acceptable	13	8.9%	-0.007%Below	$899Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume133

Mix91.1%

Spread

-0.179%Below

Fees

$992Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume13

Mix8.9%

Spread

-0.007%Below

Fees

$899Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

146

Applications

209

Volume

$34 million

Pricing & Closing

Avg Rate Spread

-0.163%

vs. market APOR

Avg Net Fees

$983

Origination − Credits

Pullthrough Rate

69.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$237,671

Avg Borrower Income

$139,692

Avg Property Value

$342,397

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

Midwest1

South2

AROK

Top Metro Areas by Place Specialization Score

Wichita, KSMetro

Volume 119Mix 81.51% of portfolio

82/100

Exceptional

Top States by Place Specialization Score

KansasState

Volume 138Mix 94.52% of portfolio

81/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.