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Claim this ProfileJams-01 has 355 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Multi-Region · 3 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
VA
Superstar
Summary
What They Do Well
- Strong pull through performance
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Jams-01 performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+6.9 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
260 loans · 0.14% above market
Sound
Top 60% of lenders
3/5
FHA
27 loans · 0.38% above market
Sound
Top 60% of lenders
3/5
VA
64 loans · 0.49% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
342 loans · 0.07% above market
Sound
Top 60% of lenders
3/5
Refinance
13 loans · 0.01% below market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 4 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 260 | 73.2% | +0.136%Above | $3,282Fees | ||||
FHA Loans | 27 | 7.6% | +0.375%Above | $2,910Fees | ||||
VA Loans | 64 | 18.0% | -0.492%Below | $3,922Fees |
Conventional
OverallSound
ProductSound
PricingAcceptable
Pull ThroughSound
Volume260
Mix73.2%
Spread
+0.136%Above
Fees
$3,282Fees
FHA Loans
OverallSound
ProductSound
PricingSound
Pull ThroughStrong
Volume27
Mix7.6%
Spread
+0.375%Above
Fees
$2,910Fees
VA Loans
OverallStrong
ProductStrong
PricingAcceptable
Pull ThroughExceptional
Volume64
Mix18.0%
Spread
-0.492%Below
Fees
$3,922Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 342 | 96.3% | +0.072%Above | $3,347Fees | ||||
Refinance | — | — | 13 | 3.7% | -0.014%Below | $2,834Fees |
Purchase
OverallSound
ProductSound
PricingAcceptable
Pull ThroughStrong
Volume342
Mix96.3%
Spread
+0.072%Above
Fees
$3,347Fees
Refinance
OverallAcceptable
ProductAcceptable
Pricing—
Pull Through—
Volume13
Mix3.7%
Spread
-0.014%Below
Fees
$2,834Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
355
Applications
413
Volume
$172 million
Pricing & Closing
Avg Rate Spread
+0.069%
vs. market APOR
Avg Net Fees
$3,329
Origination − Credits
Pullthrough Rate
86.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$484,887
Avg Borrower Income
$178,155
Avg Property Value
$616,042
Geographic Coverage
Geographic Performance
Metro Areas
3
markets with activity
States Served
7
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
7Full-year 2024 · HMDALoans originated
< 2020–5050+None
South7
DCFLMDNCSCVAWV
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.