What loan types does Kelley Mortgage offer?

Kelley Mortgage offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Kelley Mortgage offer mortgages?

Kelley Mortgage offers mortgages in 1 states: TN.

How competitive are Kelley Mortgage's mortgage rates?

Kelley Mortgage has an overall pricing score of 63.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Kelley Mortgage?

Kelley Mortgage is a Independent Mortgage Company headquartered in COLUMBIA, TN.

Unclaimed

Kelley Mortgage

Independent Mortgage Company•Columbia, TNHQ•Direct•Reviews near you on Google

Kelley Mortgage has 48 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Active

Single State

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

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Report Card

Kelley Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+52.3 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Mediocre

Bottom 20% of lenders

FHA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Mediocre	Mediocre	—	—	12	25.0%	+0.486%Above	$1,139Fees
FHA Loans	Strong	Sound	—	Strong	30	62.5%	+0.541%Above	$1,327Fees

Conventional

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through—

Volume12

Mix25.0%

Spread

+0.486%Above

Fees

$1,139Fees

FHA Loans

Overall

Strong

Product

Sound

Pricing—

Pull Through

Strong

Volume30

Mix62.5%

Spread

+0.541%Above

Fees

$1,327Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	41	85.4%	+0.583%Above	$1,337Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume41

Mix85.4%

Spread

+0.583%Above

Fees

$1,337Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$11 million

Pricing & Closing

Avg Rate Spread

+0.523%

vs. market APOR

Avg Net Fees

$1,231

Origination − Credits

Pullthrough Rate

82.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$236,875

Avg Borrower Income

$82,208

Avg Property Value

$278,617

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

South1

Top States by Place Specialization Score

TennesseeState

Volume 48Mix 100.00% of portfolio

64/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.