What loan types does LoanUnited.com, LLC offer?

LoanUnited.com, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does LoanUnited.com, LLC offer mortgages?

LoanUnited.com, LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are LoanUnited.com, LLC's mortgage rates?

LoanUnited.com, LLC has an overall pricing score of 41/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is LoanUnited.com, LLC?

LoanUnited.com, LLC is a Independent Mortgage Company headquartered in Atlanta, GA.

Unclaimed

LoanUnited.com, LLC

Independent Mortgage Company•Atlanta, GA•Direct to Consumer

We analyzed every closed loan from Loanunitedcom — 1.7k loans across 4k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Sound

vs. all lenders

Pull Through

Sound

closing strength

Products

Exceptional

FHA · Conventional · VA

Place

Sound

National · 42 mkts

Safe Rate Awards⭐VA Superstar

Shopping for a Mortgage?

Save Loanunitedcom or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

Particularly strong in FHA and VA loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

LoanUnited.com, LLC performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Sound	Industry Standard Rates 30.8 bps below market avg
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Sound	Industry Standard Top 60% of lenders
FHA	Strong	Highly Competitive Top 40% of lenders
VA	Exceptional	Market Leader Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Strong	Highly Competitive Top 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders National43 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Acceptable	383	22.7%	+0.209%Above	$2,298Fees
FHA Loans	Sound	Strong	Sound	Sound	503	29.8%	+0.216%Above	$2,833Fees
VA Loans	Strong	Exceptional	Sound	Sound	803	47.5%	-0.619%Below	$3,240Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Sound	Sound	1,219	72.2%	+0.058%Above	$2,219Fees
Refinance	Sound	Strong	Acceptable	Acceptable	470	27.8%	-0.646%Below	$3,744Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,689

Applications

3,625

Volume

$587 million

Pricing & Closing

Avg Rate Spread

-0.308%

vs. market APOR

Avg Net Fees

$3,011

Origination − Credits

Pullthrough Rate

46.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$347,848

Avg Borrower Income

$124,356

Avg Property Value

$402,691

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

AKALARAZCACOCTDCDEFLGAIAILINKSKYLAMAMDMEMIMNMSNCNENHNJNVOHOKORPASCSDTNTXVAWAWIWY

Top Metro Areas by Place Specialization Score

Virginia Beach, VA-NCMSA

Volume: 116Mix: 6.87%of portfolio

Place

Strong

Hinesville, GA, GAMSA

Volume: 26Mix: 1.54%of portfolio

Place

Strong

Fayetteville, NC, NCMSA

Volume: 44Mix: 2.61%of portfolio

Place

Strong

Omaha, NE, NE-IAMSA

Volume: 59Mix: 3.49%of portfolio

Place

Strong

Houston, TXMSA

Volume: 91Mix: 5.39%of portfolio

Place

Strong

Savannah, GA, GAMSA

Volume: 31Mix: 1.84%of portfolio

Place

Strong

Atlanta, GAMSA

Volume: 74Mix: 4.38%of portfolio

Place

Strong

Warner Robins, GA, GAMSA

Volume: 27Mix: 1.60%of portfolio

Place

Sound

Las Vegas, NVMSA

Volume: 38Mix: 2.25%of portfolio

Place

Sound

Phoenix, AZMSA

Volume: 52Mix: 3.08%of portfolio

Place

Sound

Showing 10 of 42 metro areas

Top States by Place Specialization Score

GAState

Volume: 215Mix: 12.73%of portfolio

Place

Strong

VAState

Volume: 163Mix: 9.65%of portfolio

Place

Strong

TXState

Volume: 220Mix: 13.03%of portfolio

Place

Strong

NEState

Volume: 74Mix: 4.38%of portfolio

Place

Strong

FLState

Volume: 183Mix: 10.83%of portfolio

Place

Strong

NCState

Volume: 95Mix: 5.62%of portfolio

Place

Sound

AZState

Volume: 73Mix: 4.32%of portfolio

Place

Sound

TNState

Volume: 64Mix: 3.79%of portfolio

Place

Sound

CAState

Volume: 107Mix: 6.34%of portfolio

Place

Sound

SCState

Volume: 52Mix: 3.08%of portfolio

Place

Sound

Showing 10 of 27 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of LoanUnited.com, LLC?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.