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Members Mortgage Services, L.L.C.
Independent Mortgage Company|Hutchinson, KS|Regional
Loans Originated
220
Applications
372
Volume
$42 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Sound
Overall Pull Through
Sound
Safe Rate Awards⭐FHA Superstar⭐VA Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.453%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,599
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
59.1%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Particularly strong in FHA and VA and USDA loans
Report Card
Members Mortgage Services, L.L.C. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
USDA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Acceptable | Near industry average | |
Places Geographic coverage | Sound | Regional · 4 metro areas · 4 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$192,136
Average Borrower Income
$83,964
Average Property Value
$210,273
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
FHA Loans | Strong | Strong | Sound | Strong | 164 | 74.5% | +0.602% | $1,519 |
VA Loans | Strong | Strong | Sound | Strong | 37 | 16.8% | -0.303% | $1,903 |
USDA Loans | Sound | Strong | N/A | Sound | 13 | 5.9% | +0.489% | $1,956 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Sound | Sound | Sound | 200 | 90.9% | +0.470% | $1,583 |
Refinance | Acceptable | Acceptable | Acceptable | Acceptable | 20 | 9.1% | +0.300% | $1,748 |
Geographic Coverage
Metro Areas
3
States Served
4
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
KSMONEOK
Top Metro Areas by Place Specialization Score
1
Wichita, KS, KSMSA
Volume: 88Mix: 40.00%
Place Specialization
Strong
2
Springfield, MO, MOMSA
Volume: 12Mix: 5.45%
Place Specialization
Sound
3
Kansas City, MO, MO-KSMSA
Volume: 11Mix: 5.00%
Place Specialization
Sound
Top States by Place Specialization Score
1
KSState
Volume: 181Mix: 82.27%
Place Specialization
Exceptional
2
MOState
Volume: 23Mix: 10.45%
Place Specialization
Sound
3
NEState
Volume: 10Mix: 4.55%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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