What loan types does NASA Federal Credit Union offer?

NASA Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does NASA Federal Credit Union offer mortgages?

NASA Federal Credit Union offers mortgages in 30 states: AL, AR, CA, CO, FL, GA, ID, IL, IN, LA, MA, MD, MI, MS, NC, NH, NY, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, WY.

How competitive are NASA Federal Credit Union's mortgage rates?

NASA Federal Credit Union has an overall pricing score of 38/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is NASA Federal Credit Union?

NASA Federal Credit Union is a Credit Union headquartered in Upper Marlboro, MD.

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NASA Federal Credit Union

Credit Union•Upper Marlboro, MDHQ•Direct•Reviews near you on Google

NASA Federal Credit Union has 132 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Near-National · 2 mkts

Summary

What They Do Well

Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average
Higher than average fees ($4,239)
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

NASA Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

Rates 2.4 bps below market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 3 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Acceptable	Acceptable	120	90.9%	+0.015%Above	$4,245Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Acceptable

Volume120

Mix90.9%

Spread

+0.015%Above

Fees

$4,245Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Acceptable	Acceptable	103	78.0%	-0.033%Below	$4,366Fees
Refinance	Sound	Acceptable	Sound	Sound	29	22.0%	+0.007%Above	$3,790Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Acceptable

Volume103

Mix78.0%

Spread

-0.033%Below

Fees

$4,366Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Sound

Pull Through

Sound

Volume29

Mix22.0%

Spread

+0.007%Above

Fees

$3,790Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

132

Applications

200

Volume

$45 million

Pricing & Closing

Avg Rate Spread

-0.024%

vs. market APOR

Avg Net Fees

$4,239

Origination − Credits

Pullthrough Rate

66.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$345,152

Avg Borrower Income

$173,773

Avg Property Value

$502,652

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast5

MANHNYPARI

Midwest5

ILINMIOHWI

South14

ALARFLGALAMDMSNCOKSCTNTXVAWV

West6

CACOIDUTWAWY

Top Metro Areas by Place Specialization Score

Baltimore, MDMetro

Volume 22Mix 16.67% of portfolio

54/100

Sound

Washington, DC, DC-MDMetro

Volume 15Mix 11.36% of portfolio

53/100

Sound

Top States by Place Specialization Score

MarylandState

Volume 50Mix 37.88% of portfolio

61/100

Strong

VirginiaState

Volume 19Mix 14.39% of portfolio

49/100

Sound

TexasState

Volume 10Mix 7.58% of portfolio

38/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.