N

Neighborhood Mortgage Solutions, LLC

Independent Mortgage CompanyFrankenmuth, MIDirect to Consumer

Neighborhood Mortgage Solutions has 38 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Sound
vs. all lenders
Pull Through
Mediocre
closing strength
Products
Mediocre
Conventional
Place
Active
Regional

Shopping for a Mortgage?

Save Neighborhood Mortgage Solutions or ask our AI assistant to explore your options.

Safe Rate's Summary

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Neighborhood Mortgage Solutions, LLC performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Industry Standard
Rates 31.2 bps below market avg
Pull Through
Closing strength
Mediocre
Below peers
Bottom 20% of lenders
By Loan Product· Specialization by type
Conventional
Mediocre
Below peers
Bottom 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Mediocre
Below peers
Bottom 20% of lenders
Refinance
Acceptable
Near industry average
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Regional1 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Mediocre
Mediocre
Sound
Mediocre
38100.0%
-0.312%Below
$2,639Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Mediocre
Mediocre
Acceptable
Mediocre
2565.8%
-0.267%Below
$2,788Fees
Refinance
Acceptable
Acceptable
Acceptable
1334.2%
-0.389%Below
$2,378Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
38
Applications
155
Volume
$8 million
Pricing & Closing
Avg Rate Spread
-0.312%
vs. market APOR
Avg Net Fees
$2,639
Origination − Credits
Pullthrough Rate
24.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$216,316
Avg Borrower Income
$109,947
Avg Property Value
$283,158

Geographic Coverage

Geographic Performance

Metro Areas
0
States Served
3
We count Washington DC as a state
Avg Place Specialization
N/A

States with Loan Originations

MINCSC

Top States by Place Specialization Score

1
MIState
Volume: 22Mix: 57.89%of portfolio
Place
Sound
2
NCState
Volume: 14Mix: 36.84%of portfolio
Place
Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Neighborhood Mortgage Solutions, LLC?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.