What loan types does Northwest Community Bank offer?

Northwest Community Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Northwest Community Bank offer mortgages?

Northwest Community Bank offers mortgages in 3 states: CT, MA, VT.

How competitive are Northwest Community Bank's mortgage rates?

Northwest Community Bank has an overall pricing score of 93.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Northwest Community Bank?

Northwest Community Bank is a Bank headquartered in Winsted, CT.

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Northwest Community Bank

Bank•Winsted, CTHQ•Direct•Reviews near you on Google

Northwest Community Bank has 101 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Summary

What They Do Well

Offers rates 15.00 basis points below market average
Lower than average lender fees

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Report Card

Northwest Community Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 15.0 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Exceptional	Sound	92	91.1%	-0.137%Below	$626Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume92

Mix91.1%

Spread

-0.137%Below

Fees

$626Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Sound	79	78.2%	-0.193%Below	$633Fees
Refinance	Sound	Acceptable	—	Strong	22	21.8%	+0.015%Above	$574Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume79

Mix78.2%

Spread

-0.193%Below

Fees

$633Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume22

Mix21.8%

Spread

+0.015%Above

Fees

$574Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

101

Applications

118

Volume

$42 million

Pricing & Closing

Avg Rate Spread

-0.150%

vs. market APOR

Avg Net Fees

$621

Origination − Credits

Pullthrough Rate

85.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$416,386

Avg Borrower Income

$220,248

Avg Property Value

$599,455

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast3

CTMAVT

Top Metro Areas by Place Specialization Score

Hartford, CTMetro

Volume 34Mix 33.66% of portfolio

63/100

Strong

Top States by Place Specialization Score

ConnecticutState

Volume 98Mix 97.03% of portfolio

72/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.