What loan types does NuVision Federal Credit Union offer?

NuVision Federal Credit Union offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does NuVision Federal Credit Union offer mortgages?

NuVision Federal Credit Union offers mortgages in 11 states: AK, AZ, CA, CO, HI, NV, OR, SC, UT, WA, WY.

How competitive are NuVision Federal Credit Union's mortgage rates?

NuVision Federal Credit Union has an overall pricing score of 55.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is NuVision Federal Credit Union?

NuVision Federal Credit Union is a Credit Union headquartered in Huntington Beach, CA.

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NuVision Federal Credit Union

Credit Union•Huntington Beach, CAHQ•Direct•Reviews near you on Google

NuVision Federal Credit Union has 270 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional · Jumbo

Place

Strong

4/5

Multi-Region · 4 mkts

Awards

FHA

Superstar

Jumbo

Superstar

Explore another lender or local market

Report Card

NuVision Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+3.2 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Sound

Top 60% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 5 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	160	59.3%	+0.005%Above	$2,247Fees
FHA Loans	Strong	Sound	Exceptional	Sound	23	8.5%	-0.035%Below	$2,078Fees
Jumbo Loans	Strong	Strong	Sound	Strong	81	30.0%	+0.207%Above	$2,299Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume160

Mix59.3%

Spread

+0.005%Above

Fees

$2,247Fees

FHA Loans

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume23

Mix8.5%

Spread

-0.035%Below

Fees

$2,078Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume81

Mix30.0%

Spread

+0.207%Above

Fees

$2,299Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	220	81.5%	+0.033%Above	$2,407Fees
Refinance	Sound	Sound	Sound	Sound	50	18.5%	+0.028%Above	$1,749Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume220

Mix81.5%

Spread

+0.033%Above

Fees

$2,407Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume50

Mix18.5%

Spread

+0.028%Above

Fees

$1,749Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

270

Applications

406

Volume

$196 million

Pricing & Closing

Avg Rate Spread

+0.032%

vs. market APOR

Avg Net Fees

$2,280

Origination − Credits

Pullthrough Rate

66.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$728,407

Avg Borrower Income

$263,741

Avg Property Value

$979,593

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

South1

West10

AKAZCACOHINVORUTWAWY

Top Metro Areas by Place Specialization Score

Anchorage, AKMetro

Volume 58Mix 21.48% of portfolio

66/100

Strong

Anaheim, CAMetro

Volume 50Mix 18.52% of portfolio

66/100

Strong

Los Angeles, CAMetro

Volume 44Mix 16.30% of portfolio

60/100

Sound

Riverside, CAMetro

Volume 26Mix 9.63% of portfolio

53/100

Sound

Top States by Place Specialization Score

AlaskaState

Volume 71Mix 26.30% of portfolio

68/100

Strong

CaliforniaState

Volume 139Mix 51.48% of portfolio

65/100

Strong

WashingtonState

Volume 15Mix 5.56% of portfolio

45/100

Sound

ArizonaState

Volume 15Mix 5.56% of portfolio

45/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.