What loan types does One Nevada Credit Union offer?

One Nevada Credit Union offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does One Nevada Credit Union offer mortgages?

One Nevada Credit Union offers mortgages in 6 states: AZ, FL, HI, MN, NV, UT.

How competitive are One Nevada Credit Union's mortgage rates?

One Nevada Credit Union has an overall pricing score of 88.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is One Nevada Credit Union?

One Nevada Credit Union is a Credit Union headquartered in Las Vegas, NV.

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One Nevada Credit Union

Credit Union•Las Vegas, NVHQ•Direct•Reviews near you on Google

One Nevada Credit Union has 242 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Strong

4/5

Multi-Region · 2 mkts

Awards

FHA

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 26.10 basis points below market average
Lower than average lender fees
Strong pull through performance
Particularly strong in FHA and VA loans

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Report Card

One Nevada Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 26.1 bps below market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	158	65.3%	-0.143%Below	$2,052Fees
FHA Loans	Strong	Strong	Exceptional	Strong	63	26.0%	-0.321%Below	$1,415Fees
VA Loans	Strong	Strong	Exceptional	Strong	21	8.7%	-0.798%Below	$948Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume158

Mix65.3%

Spread

-0.143%Below

Fees

$2,052Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume63

Mix26.0%

Spread

-0.321%Below

Fees

$1,415Fees

VA Loans

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume21

Mix8.7%

Spread

-0.798%Below

Fees

$948Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Sound	203	83.9%	-0.266%Below	$1,829Fees
Refinance	Strong	Sound	Exceptional	Strong	39	16.1%	-0.237%Below	$1,468Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume203

Mix83.9%

Spread

-0.266%Below

Fees

$1,829Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume39

Mix16.1%

Spread

-0.237%Below

Fees

$1,468Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

242

Applications

337

Volume

$90 million

Pricing & Closing

Avg Rate Spread

-0.261%

vs. market APOR

Avg Net Fees

$1,762

Origination − Credits

Pullthrough Rate

71.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$372,066

Avg Borrower Income

$132,640

Avg Property Value

$495,124

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest1

South1

West4

AZHINVUT

Top Metro Areas by Place Specialization Score

Las Vegas, NVMetro

Volume 217Mix 89.67% of portfolio

85/100

Exceptional

Reno, NVMetro

Volume 14Mix 5.79% of portfolio

50/100

Sound

Top States by Place Specialization Score

NevadaState

Volume 235Mix 97.11% of portfolio

84/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.