Pacific N W Federal Credit Union has 19 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.
Shopping for a Mortgage?
Save Pacific N W Federal Credit Union or ask our AI assistant to explore your options.
Safe Rate's Summary
Things to Think About
- Pull through efficiency is below industry average
Explore another lender or local market
Report Card
Pacific N W Federal Credit Union performance at a glance
| Category | Score | vs. Peers |
|---|---|---|
Overall Performance· Pricing & closing strength | ||
Pricing Rate competitiveness | N/A | No peer data |
Pull Through Closing strength | Near industry average Bottom 40% of lenders | |
By Loan Product· Specialization by type | ||
Conventional | Below peers Bottom 20% of lenders | |
By Loan Purpose· Transaction purpose mix | ||
Purchase | Below peers Bottom 20% of lenders | |
By Location· Geographic coverage | ||
Geographic Reach Coverage footprint | N/A | No peer data Regional2 states |
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | — | 19 | 100.0% | +0.109%Above | $1,506Fees |
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | — | 18 | 94.7% | +0.095%Above | $1,600Fees |
At a Glance
Lender Overview
Geographic Coverage
Geographic Performance
States with Loan Originations
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Pacific N W Federal Credit Union?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.