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PFCU

PARTNERS Federal Credit Union

Credit UnionBurbank, CAHQDirectReviews near you on Google

PARTNERS Federal Credit Union has 239 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
Conventional · Jumbo
Place
Sound
3/5
Regional · 4 mkts
Safe Rate Awards
Jumbo Superstar
Jumbo
Superstar

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Report Card

PARTNERS Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Rates 17.2 bps below market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
Jumbo
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 4 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Sound
Pull Through
Acceptable
Volume217
Mix90.8%
Spread
-0.154%Below
Fees
$2,880Fees
Jumbo Loans
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Sound
Volume22
Mix9.2%
Spread
-0.350%Below
Fees
$2,966Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Sound
Pull Through
Acceptable
Volume192
Mix80.3%
Spread
-0.157%Below
Fees
$2,957Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Strong
Pull Through
Sound
Volume47
Mix19.7%
Spread
-0.231%Below
Fees
$2,609Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
239
Applications
379
Volume
$119 million
Pricing & Closing
Avg Rate Spread
-0.172%
vs. market APOR
Avg Net Fees
$2,888
Origination − Credits
Pullthrough Rate
63.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$499,770
Avg Borrower Income
$194,862
Avg Property Value
$741,276

Geographic Coverage

Geographic Performance

Metro Areas
4
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

2
2 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South1
FL
West1
CA

Top Metro Areas by Place Specialization Score

Volume 105Mix 43.93% of portfolio
73/100
Strong
2© Eric Polk · CC BY-SA 4.0
Los Angeles, CAMetro
Volume 58Mix 24.27% of portfolio
64/100
Strong
Volume 18Mix 7.53% of portfolio
52/100
Sound
Volume 15Mix 6.28% of portfolio
51/100
Sound

Top States by Place Specialization Score

Florida
Florida
1
FloridaState
Volume 140Mix 58.58% of portfolio
66/100
Strong
California
California
2
CaliforniaState
Volume 99Mix 41.42% of portfolio
61/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.