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Petefish, Skiles & Co.

BankVirginia, ILHQDirect & WholesaleReviews near you on Google

Petefish, Skiles & Co. has 259 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
Conventional · USDA
Place
Sound
3/5
Multi-Region · 3 mkts
Safe Rate Awards
USDA Superstar
USDA
Superstar
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees

Explore another lender or local market

Report Card

Petefish, Skiles & Co. performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+26.6 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
USDA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 4 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Strong
Pull Through
Sound
Volume226
Mix87.3%
Spread
+0.252%Above
Fees
$1,066Fees
USDA Loans
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Sound
Volume33
Mix12.7%
Spread
+0.396%Above
Fees
$916Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Strong
Pull Through
Sound
Volume194
Mix74.9%
Spread
+0.257%Above
Fees
$1,096Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Sound
Pull Through
Strong
Volume65
Mix25.1%
Spread
+0.294%Above
Fees
$913Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
259
Applications
362
Volume
$36 million
Pricing & Closing
Avg Rate Spread
+0.266%
vs. market APOR
Avg Net Fees
$1,051
Origination − Credits
Pullthrough Rate
71.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$142,838
Avg Borrower Income
$96,614
Avg Property Value
$201,718

Geographic Coverage

Geographic Performance

Metro Areas
3
markets with activity
States Served
7
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

7
7 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Midwest5
ILINMOOHWI
South1
FL
West1
AZ

Top Metro Areas by Place Specialization Score

1© Matt Turner · CC BY 2.0
Springfield, ILMetro
Volume 28Mix 10.81% of portfolio
60/100
Sound
2© Unknown · CC BY-SA 3.0
Champaign, ILMetro
Volume 17Mix 6.56% of portfolio
54/100
Sound
Volume 10Mix 3.86% of portfolio
42/100
Sound

Top States by Place Specialization Score

Illinois
Illinois
1
IllinoisState
Volume 252Mix 97.30% of portfolio
77/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.