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PriorityOne Bank
Bank|Magee, MS|Multi-Region
Loans Originated
298
Applications
405
Volume
$83 million
Offers loans directly to consumers
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Pullthrough Rate
73.6%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in FHA and VA and USDA loans
Report Card
PriorityOne Bank performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | N/A | No data available | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
USDA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Acceptable | Near industry average | |
Places Geographic coverage | Strong | Multi-Regional · 4 metro areas · 10 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$281,443
Average Borrower Income
$129,399
Average Property Value
$355,067
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | N/A | Sound | 131 | 44.0% | — | — |
FHA Loans | Strong | Strong | N/A | Strong | 129 | 43.3% | — | — |
VA Loans | Strong | Strong | N/A | Strong | 20 | 6.7% | — | — |
USDA Loans | Strong | Strong | N/A | N/A | 15 | 5.0% | — | — |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Strong | N/A | Strong | 272 | 91.3% | — | — |
Refinance | Acceptable | Acceptable | N/A | Sound | 26 | 8.7% | — | — |
Geographic Coverage
Metro Areas
3
States Served
10
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
ALFLGALAMIMSNCTNVAWV
Top Metro Areas by Place Specialization Score
1
Jackson, MS, MSMSA
Volume: 159Mix: 53.36%
Place Specialization
Exceptional
2
Hattiesburg, MS, MSMSA
Volume: 26Mix: 8.72%
Place Specialization
Strong
3
Memphis, TNMSA
Volume: 21Mix: 7.05%
Place Specialization
Sound
Top States by Place Specialization Score
1
MSState
Volume: 282Mix: 94.63%
Place Specialization
Exceptional
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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