Get & compare mortgage quotes anonymously Start in My Home
PMA
Unclaimed

Province Mortgage Associates

Independent Mortgage Company•Attleboro, MAHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Province Mortgage Associates — 435 loans across 550 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Regional · 9 mkts

Safe Rate Summary

What They Do Well

  • Strong pull through performance

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Province Mortgage Associates performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+43.7 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Strong
Top 40% of lenders
VA
Acceptable
Bottom 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 10 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Strong
Volume315
Mix72.4%
Spread
+0.368%Above
Fees
$2,674Fees
FHA Loans
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume107
Mix24.6%
Spread
+0.699%Above
Fees
$4,516Fees
VA Loans
Overall
Acceptable
Product
Acceptable
Pricing—
Pull Through—
Volume10
Mix2.3%
Spread
+0.228%Above
Fees
$1,840Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Strong
Volume379
Mix87.1%
Spread
+0.435%Above
Fees
$2,968Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Strong
Volume56
Mix12.9%
Spread
+0.447%Above
Fees
$3,398Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
435
Applications
550
Volume
$161 million
Pricing & Closing
Avg Rate Spread
+0.437%
vs. market APOR
Avg Net Fees
$3,028
Origination − Credits
Pullthrough Rate
79.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$372,080
Avg Borrower Income
$130,071
Avg Property Value
$474,103

Geographic Coverage

Geographic Performance

Metro Areas
9
markets with activity
States Served
5
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

5
5 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast4
CTMANHRI
South1
FL

Top Metro Areas by Place Specialization Score

1© Macaolards · CC BY-SA 4.0
Providence, RI-MAMetro
Volume 245Mix 56.32% of portfolio
88/100
Exceptional
2© Daniel Case · CC BY-SA 3.0
Waterbury, CTMetro
Volume 28Mix 6.44% of portfolio
60/100
Strong
3© Roman Eugeniusz · CC BY-SA 3.0
New Haven, CTMetro
Volume 28Mix 6.44% of portfolio
59/100
Sound
4© Quintin Soloviev · CC BY 4.0
Hartford, CTMetro
Volume 30Mix 6.90% of portfolio
57/100
Sound
5© Luciof · CC BY-SA 3.0
Boston, MAMetro
Volume 22Mix 5.06% of portfolio
52/100
Sound
6© Quintin Soloviev · CC BY 4.0
Worcester, MAMetro
Volume 16Mix 3.68% of portfolio
50/100
Sound
7© Bobphoenix · CC BY-SA 4.0
Norwich, CTMetro
Volume 12Mix 2.76% of portfolio
47/100
Sound
8© Quintin Soloviev · CC BY 4.0
Bridgeport, CTMetro
Volume 12Mix 2.76% of portfolio
45/100
Sound
9© Percival Kestreltail · CC BY-SA 3.0
Cambridge, MAMetro
Volume 10Mix 2.30% of portfolio
41/100
Sound

Top States by Place Specialization Score

Rhode Island
Rhode Island
1
Rhode IslandState
Volume 220Mix 50.57% of portfolio
87/100
Exceptional
Connecticut
Connecticut
2
ConnecticutState
Volume 124Mix 28.51% of portfolio
71/100
Strong
Massachusetts
Massachusetts
3
MassachusettsState
Volume 79Mix 18.16% of portfolio
63/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Province Mortgage Associates?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.