What loan types does Red Canoe Credit Union offer?

Red Canoe Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Red Canoe Credit Union offer mortgages?

Red Canoe Credit Union offers mortgages in 3 states: ID, OR, WA.

How competitive are Red Canoe Credit Union's mortgage rates?

Red Canoe Credit Union has an overall pricing score of 34.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Red Canoe Credit Union?

Red Canoe Credit Union is a Credit Union headquartered in Longview, WA.

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Red Canoe Credit Union

Credit Union•Longview, WAHQ•Direct•Reviews near you on Google

Red Canoe Credit Union has 54 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Summary

Things to Think About

Pricing may be below industry average
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Red Canoe Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+48.6 bps above market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Mediocre

Bottom 20% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Acceptable	Sound	50	92.6%	+0.486%Above	$860Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume50

Mix92.6%

Spread

+0.486%Above

Fees

$860Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Mediocre	Mediocre	—	Mediocre	20	37.0%	+0.100%Above	$930Fees
Refinance	Sound	Sound	—	Sound	34	63.0%	+0.811%Above	$802Fees

Purchase

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through

Mediocre

Volume20

Mix37.0%

Spread

+0.100%Above

Fees

$930Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume34

Mix63.0%

Spread

+0.811%Above

Fees

$802Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

106

Volume

$16 million

Pricing & Closing

Avg Rate Spread

+0.486%

vs. market APOR

Avg Net Fees

$860

Origination − Credits

Pullthrough Rate

50.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$305,556

Avg Borrower Income

$134,630

Avg Property Value

$562,222

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

West3

IDORWA

Top Metro Areas by Place Specialization Score

Longview, WAMetro

Volume 23Mix 42.59% of portfolio

71/100

Strong

Top States by Place Specialization Score

WashingtonState

Volume 44Mix 81.48% of portfolio

64/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.